RPM Mortgage Home Loans
RPM Mortgage Home Loans
in Home Mortgage Loans from RPM Mortgage · NMLS ID #1938

RPM Mortgage Home Loans

in Home Mortgage Loans from RPM Mortgage · NMLS ID #1938
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend RPM Mortgage Home Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Loan Amount Up to $3,000,000
Loan Term (Years) N/A
Credit Score Range N/A
No Origination Fee N/A

RPM Mortgage Home Loans Review

RPM Mortgage Home Loans is offered by RPM Mortgage (NMLS #1938), a direct lender founded in 1986 and based in Alamo, CA. RPM Mortgage are available in 7 states across the USA.

Key Takeaways

  • 5 different mortgage programs offered. RPM Mortgage Home Loans offers FHA, HomePath, USDA, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, RPM Mortgage Home Loans does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

RPM Mortgage Home Loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 7 states.

RPM Mortgage FAQ

How much can you borrow via RPM Mortgage?

RPM Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does RPM Mortgage offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, RPM Mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, RPM Mortgage offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • HomePath: Financing for the purchase and improvement of properties owned by Fannie Mae.

What property usage types does RPM Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. RPM Mortgage allows the following property usage types: 

  • Primary home

What is the customer service phone number?

The customer service number for RPM Mortgage Home Loans is (855) 776-2888.

What is the support contact email?

The support contact email for is

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


Other Services by RPM Mortgage


  Available in 7 states
  • Arizona
  • California
  • Colorado
  • Nevada
  • Oregon
  • Utah
  • Washington

Feature Breakdown

Intended Use Primary Home
Primary Residence
Loan Amount Up to $3,000,000
Mortgage Programs
  • FHA
  • HomePath
  • USDA
  • VA

Be the first to rate


Would you recommend RPM Mortgage Home Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Home Mortgage Loans