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  Sterling Bank & Trust Home Mortgage

Sterling Bank & Trust Home Mortgage

in Home Purchase Mortgages from Sterling Bank & Trust · NMLS ID #409418

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Sterling Bank & Trust Home Mortgage

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in Home Purchase Mortgages from Sterling Bank & Trust · NMLS ID #409418

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Highlights
Highlights
Loan Amount Up to $2,500,000
Loan Term (Years) N/A

Sterling Bank & Trust Home Mortgage Review

Sterling Bank & Trust Home Mortgage is offered by Sterling Bank & Trust (NMLS #409418), a bank founded in 1984 and based in Southfield, MI. Sterling Bank & Trust Home Mortgage is available in 3 states across the USA.

Sterling Bank & Trust Home Mortgage FAQ

How much can you borrow via Sterling Bank & Trust Home Mortgage?

Sterling Bank & Trust Home Mortgage allows borrowers to apply for loan amounts of up to $2,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Sterling Bank & Trust Home Mortgage offer?

Sterling Bank & Trust Home Mortgage offers home loans with APRs starting at 3.04% .

Does Sterling Bank & Trust Home Mortgage charge a mortgage origination fee?

Yes, Sterling Bank & Trust Home Mortgage may charge a loan origination fee.

What mortgage programs does Sterling Bank & Trust Home Mortgage offer?

Sterling Bank & Trust Home Mortgage offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Sterling Bank & Trust Home Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Sterling Bank & Trust Home Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 10:00am - 2:00pm

Other Services by Sterling Bank & Trust

Availability

  Available in 3 states
  • California
  • Michigan
  • Washington

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Investment  
Primary Residence  
APR Starting at 3.04%
Loan Amount Up to $2,500,000
Interest Rate Types Offered N/A
Mortgage Programs
  • FHA
  • FHA 203k
  • USDA
  • VA
Terms 5, 7, 10, 15, 30 year

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