Last Updated: 04/18/2025
Sterling Bank & Trust Home Mortgage
Unaffiliated
Last Updated: 04/18/2025
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Sterling Bank & Trust Home Mortgage Review
Key Takeaways
- Wide selection of mortgage programs offered. Sterling Bank & Trust Home Mortgage offers FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Sterling Bank & Trust Home Mortgage Pros & Cons
| Pros | Cons |
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Sterling Bank mortgage FAQ
How much can you borrow via Sterling Bank & Trust?
What mortgage rates does Sterling Bank & Trust offer?
Do they charge mortgage origination fees?
What mortgage programs are available?
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
What property usage types does Sterling Bank mortgage allow?
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
What is the support contact email?
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
10:00AM - 2:00PM