Last Updated: 04/18/2025
SuperMoney User Recommendation Score -67
Strongly not recommended6 total votes
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Highlights
Community Rating
Strongly not recommended
Credit Score Range
N/A
Amount Range
Up to $1,500,000
Loan Term (Years)
10 - 30
Number of Reviews
Supreme Lending Home Purchase Mortgages Review
Supreme Lending Home Purchase Mortgages is offered by Supreme Lending (NMLS #2129), a direct lender founded in 1995 and based in Dallas, TX. Supreme Lending are available in 50 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. Supreme Lending Home Purchase Mortgages offers FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Supreme Lending Home Purchase Mortgages Pros & Cons
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Supreme Lending FAQ
How much can you borrow via Supreme Lending?
Supreme Lending allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with Supreme Lending?
Supreme Lending offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Supreme Lending offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Supreme Lending may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Supreme Lending offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
What property usage types does Supreme Lending allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Supreme Lending allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for Supreme Lending Home Purchase Mortgages is (877) 350-5225.
What is the support contact email?
The support contact email for is info@supremelending.com.
How do people rate the customer service and user experience?
Overall, this business is strongly not recommended based on community reviews that rate customer service and user experience.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -67, or 1.7 on a 5-point rating scale.
-67
-1000+100
No one recommends
Everyone recommends
Supreme Lending Home Purchase Mortgages Community Reviews
Would you recommend Supreme Lending Home Purchase Mortgages to your friends?
William D.
Feb 13, 2023
May or may not recommend
This mortgage company is terrible to work with. It’s no wonder they have so much bad reviews and when you go on their actual website, all the reviews are great because they only probably keep the great ones and don’t put in the negative ones. I worked with two guys named Jason and Jahmal. They seem very friendly at first to help you, but then when they notice that things ...Show More
Jann H.
Jun 15, 2022
May or may not recommend
Supreme Mortgage Company was servicing my loan. I sent the first payment; a check to Dallas as per closing documents. They swore they could not find my check. I spoke to Erin on 02/09/22 and ask my check be voided and set up autopay with my bank. They debited my account and then ran the check. I had put a stop payment on it. With all the closing costs and ...Show More
KW
Kendra W.
Oct 20, 2021
May or may not recommend
I had the worse experience with this company, and loan officer Laura Ortiz is very unprofessional, a liar, a manipulator, and DOES NOT LIVE UP TO WHAT SHE TELL YOU. I was referred to this company by a real estate agent that said she could get my mortgage loan closed fast if, I bought a home right now. When I contacted her she told me that they can close a ...Show More
Gigi B.
Oct 19, 2019
May or may not recommend
The process lost paperwork, does not meet timelines, to many people handle your paperwork, no communication between parties no continuity for client
GO
Gail O.
May 14, 2019
May or may not recommend
We have nothing but good things to say about Supreme Lending and their employees. Denise Tomasini was our agent. From the moment we sat down with her she was nothing but encouraging and helped us get or finances in order. We followed her direction and before we knew it we were proud home owners. She communicated with us on a down to earth level that did not overwhelm us. ...Show More
U
Anonymous
Dec 2, 2018
May or may not recommend
just lies to you ok bill walker with superme lending ok
Showing 6 of 6 reviews
