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Veterans United Home Loans Mortgage

in Home Purchase Mortgages from Veterans United Home Loans · NMLS ID #1907

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Veterans United Home Loans Mortgage

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in Home Purchase Mortgages from Veterans United Home Loans · NMLS ID #1907

SuperMoney Net Recommendation Score +85%

SUPERMONEY NET RECOMMENDATION SCORE

+85%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

18 users recommend
1 user is unsure
1 user doesn't recommend
Browse Reviews: 18 Recommendations | 1 Complaints
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Highlights
Community Rating Strongly recommended
Loan Amount Up to $1,500,000
Loan Term (Years) 15 - 30 years
Number of Reviews 20

Veterans United Home Loans Mortgage Review

Veterans United Home Loans Mortgage is offered by Veterans United Home Loans (NMLS #1907), a direct lender founded in 2002 and based in Columbia, MO. Veterans United Home Loans Mortgage is available in 50 states (and Washington, DC).

Veterans United Home Loans Mortgage FAQ

How much can you borrow via Veterans United Home Loans Mortgage?

Veterans United Home Loans Mortgage allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with Veterans United Home Loans Mortgage?

Veterans United Home Loans Mortgage offers mortgages with terms ranging from 15 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What range of rates does Veterans United Home Loans Mortgage offer?

Veterans United Home Loans Mortgage offers home loans with APRs starting at 2.6% and up to 8%.

Does Veterans United Home Loans Mortgage charge a mortgage origination fee?

Yes, Veterans United Home Loans Mortgage may charge a loan origination fee of 1% of the loan amount.

Does Veterans United Home Loans Mortgage charge prepayment fees?

No, Veterans United Home Loans Mortgage does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs does Veterans United Home Loans Mortgage offer?

Veterans United Home Loans Mortgage offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Veterans United Home Loans Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Veterans United Home Loans Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects
Veterans United Home Loans Mortgage Disclosure: A VA approved lender; Mortgage Research Center, LLC – NMLS #1907 (www.nmlsconsumeraccess.org). Not affiliated with the Dept. of Veterans Affairs or any government agency. An Equal Opportunity Lender.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1400 Veterans United Drive
    Columbia, MO 65203
  •   Visit Site

Other Services by Veterans United Home Loans

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Message From Veterans United Home Loans

Veterans United Home Loans specializes in VA loans to help Veterans get the most out of their hard-earned VA home benefit. We are the industry experts at delivering a completely online, yet personal, VA loan experience. More Veterans chose Veterans United Home Loans in 2019 than any other VA Lender. In fact, more Veterans purchased their homes with us in 2016, 2017, 2018 and 2019 than any other lender.   Since 2002, we’ve helped over 300,000 Veterans and military families (and counting!) because the reusable VA home benefit is a veteran’s untapped superpower and our expertise. Because you served, you’re not like every other homebuyer. You deserve to find and buy a new home with VA experts who understand your lifestyle and the VA lingo. You deserve a little more ease, like not stressing over saving for a down payment (since VA loans are $0 down!). Our Loan Team at Veterans United is committed to your homebuying experience. Our dedication is why you can trust the Nation’s #1 VA Purchase Lender the first time you use it and every purchase or refinance after that.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Origination Fee (%) 1%
Credit Score Range 620 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
  • Unemployed
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
APR 2.6% - 8%
Loan Amount Up to $1,500,000
Loan Term 15 - 30 years
Interest Rate Types Offered Hybrid Mortgage
Mortgage Programs
  • FHA
  • USDA
  • VA
Terms 15, 20, 25 and 30 years

Veterans United Home Loans Mortgage Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+85%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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