Edelman Financial Services

Edelman Financial Services

in Investment Advisors from Edelman Financial Engines LLC


Edelman Financial Services


in Investment Advisors from Edelman Financial Engines LLC

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Minimum Account $5,000
Management Fee 0.50% - 1.75%

Edelman Financial Services Review

Edelman Financial Services was founded in 1986 and is based in Fairfax, VA. It is a Registered Investment Adviser or RIA. RIAs have a fiduciary duty to work in your best interest. Edelman Financial Services is not tied to a particular company or product and can therefore offer unbiased investment advice.

What fees does Edelman Financial Services charge?

Edelman Financial Services uses a fee-only model.

This means Edelman Financial Services gets paid a flat fee regardless of what financial products or services you use. It also means they have a fiduciary responsibility to their clients. Instead of making money on trades commissions or selling products, they recommend an asset allocation and get paid a flat-fee or a percentage of the assets under administration. That requires that they act in their client’s financial best interest at all times.

Edelman Financial Services uses a commission-based model. In other words, they get a commission when they sell you investment products, such as stocks or mutual funds.

Edelman Financial Services Fees
Annual Fee N/A
Monthly Fee N/A
Management Fee 0.50% - 1.75%
Commission Based? Yes
Fee Based? Yes
Account Transfer Fee N/A
Account Termination Fee N/A
Investment Expense Ratios N/A
IRA Annual Fee N/A

What management fees does Edelman Financial Services charge?

Edelman Financial Services charges an annual management fee that starts at .50% and ranges up to 1.75%.

Many financial advisors charge based on how much money they oversee by using a fee-structure called “assets under management,” or AUM. For instance, a 0.40% fee translates to $4 per year for every $1,000 an investment advisor manages. Management fees, also known as maintenance fees, cover the operating costs of investment advisors and are typically deducted from your account every month or quarter. The management fee does not cover the underlying expense ratios of the investment vehicles purchased by investment advisors.

What are the investment expense ratios of Edelman Financial Services?

Hiring an investment advisor with competitive investment fees is one of the most important steps to maximizing your portfolio's performance. Investment expense ratios can vary drastically depending on the types of accounts and assets involved. A survey by the ICI puts the average expense ratio for actively managed funds at 0.76% and indexed funds at 0.08%. The investment expense ratios of an investment advisor will vary depending on the type of assets they invest in and whether they attach additional charges to fund fees.

Edelman Financial Services does not charge fees based on an investment expense ratio.

What features does Edelman Financial Services offer?

Automatic rebalancing: Having a good balance of investments is important. But a well-balanced portfolio is not something you can set up and forget. Markets are constantly changing and can easily throw your portfolio out of balance. Edelman Financial Services allows you to rebalance your investments back to your target asset allocation at set intervals.

What type of investment accounts and asset classes does Edelman Financial Services support?

Edelman Financial Engines LLC offers the following types of assets and account types.

Accounts Supported Options
Supported Options Unsupported Options
  • Individual Non-Retirement Accounts
  • Joint Non-Retirement Accounts
  • Traditional IRA
  • Trusts
  • Employer Sponsored Plans
  • Roth IRA
  • Rollover IRA
  • 529 College Savings Plans
  • Custodial Accounts

These are the investment options Edelman Financial Engines LLC offers its clients.

Investment Choices Options
Supported Options Unsupported Options
  • Stocks
  • Options
  • Mutual Funds
  • Bonds
  • International Stocks
  • ETFs
  • Futures
  • Pink Sheets / OTCBB
  • Real Estate
  • Startups
  • Marketplace Loans
  • Cryptocurrencies

What is the minimum amount you have to invest to open an account with Edelman Financial Services?

The minimum amount to open an account with Edelman Financial Services is 5000.

How does Edelman Financial Services compare to other investment advisors?

The Good The Bad
  • Trades in low-cost ETFs.
  • Wide selection of investment options.
  • Broad selection of account types.
  • Competitive investment expense ratios.
  • Does not give access to human finance advisors.
  • Tax-loss harvesting not available.
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  • Headquarters
  •   4000 Legato Road
    Ninth Floor
    Fairfax, VA 22033
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

About Edelman Financial Services

Feature Breakdown

Commission Based  
Fee Based  
Management Fee 0.50% - 1.75%
Minimum Account $5,000
Accounts Supported
  • Employer Sponsored Plans
  • Individual Non-Retirement Accounts
  • Joint Non-Retirement Accounts
  • Traditional IRA
  • Trusts
Automatic Rebalancing  
Independent/Registered Investment Advisor  
Investment Features
  • Automatic Rebalancing
  • Registered Investment Advisor

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