AXA Equitable Life Insurance Review

AXA Equitable Life Insurance is an insurance carrier based in New York, NY. The company was founded in 1859 and offers life insurance in 39 states (and Washington, DC). Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

What types of life insurance coverage does AXA Equitable Life Insurance offer?

Insurance carries typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only purchase policies and riders you actually need.

Here is a brief description of the coverage AXA Equitable Life Insurance offers.

• Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. AXA Equitable Life Insurance offers term lengths ranging from 1 to 20 years.
• Whole Life Insurance - Whole life insurance policies remain in force for the entire life of the policyholder provided premiums are paid.
• Variable Life Insurance - Variable life insurance is a permanent life insurance policy where the entire cash value of the policy is invested in several accounts. Therefore, the value of the policy rises and falls depending on the performance of the investments.
• Universal Life Insurance - This type of policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

How can you save money on a AXA Equitable Life Insurance life insurance policy?

When you ask for a quote with AXA Equitable Life Insurance, ask what policy discounts are available.

What is the financial strength rating of AXA Equitable Life Insurance?

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

AXA Equitable Life Insurance scores an A+, SuperMoney's highest available rating.