Last Updated: 04/18/2025
Horace Mann Life Insurance
Unaffiliated
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +71
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Horace Mann Life Insurance Review
Horace Mann life insurance Pros & Cons
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Horace Mann life insurance FAQ
What types of life insurance products does Horace Mann Insurance Company offer?
- Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years.
- Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
- Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
- Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.
- Indexed Universal Life Insurance - These types of universal life insurance policies allows policyholders to place the cash value of the life insurance policy in a fixed account or an equity index account, such as the S&P 500 or the Nasdaq 100.
- Single Premium Whole Life Insurance - These types of whole life insurance policies lets the policyholder makes one large payment that guarantees a death benefit without the need of further premiums.
What is SuperMoney's financial rating of Horace Mann Insurance Company?
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +71, or 4.4 on a 5-point rating scale.
+71
Horace Mann Life Insurance Community Reviews
Would you recommend Horace Mann Life Insurance to your friends?
Mazhar C.
Nov 25, 2022
May or may not recommend
Hannah M.
Aug 17, 2021
May or may not recommend
Okera M.
Jul 23, 2021
May or may not recommend
Jonathan L.
Jul 7, 2021
May or may not recommend
Adebola O.
Jun 16, 2021
May or may not recommend
Holly W.
Feb 26, 2021
May or may not recommend
Annie A.
Sep 16, 2020
May or may not recommend
Showing 7 of 7 reviews
