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Last Updated: 04/18/2025

Kansas City Life - Life Insurance

in Life Insurance from Kansas City Life Insurance Company

Last Updated: 04/18/2025

Kansas City Life - Life Insurance logo
Mostly recommended7 total votes
4 users recommend
2 users are unsure
1 users don't recommend
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Highlights

Community Rating

Mostly recommended

Term Life Death Benefit Range

Starting at $100,000

Term Options

  • Term Life
  • Level Term

Financial Strength Rating

A(Verified 04/18/2025)

Number of Reviews

7

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Kansas City Life - Life Insurance Review

Kansas City life insurance Pros & Cons

Kansas City Life Insurance Company is a life insurance carrier based in Kansas, MO. The company was founded in 1895 and offers life insurance products in 48 states (and Washington, DC).

Kansas City life insurance FAQ

What types of life insurance products does Kansas City Life Insurance Company offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.
Here is a brief description of life insurance options Kansas City Life Insurance Company offers.
  • Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Kansas City life insurance offers term lengths ranging from 10 to 30 years.
  • Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
  • Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
  • Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
  • Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.
  • Indexed Universal Life Insurance - These types of universal life insurance policies allows policyholders to place the cash value of the life insurance policy in a fixed account or an equity index account, such as the S&P 500 or the Nasdaq 100.

What is SuperMoney's financial rating of Kansas City Life Insurance Company?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Kansas City Life Insurance Company an A or excellent, which is SuperMoney's second highest available score for life insurance companies.
SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3520 Broadway St
Kansas, MO 64111
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