Is Kansas City Life - Life Insurance the right fit for you?

5 more

Last Updated: 04/18/2025

Kansas City Life - Life Insurance

from Kansas City Life Insurance Company

Last Updated: 04/18/2025

Mostly recommended7 total votes

4 users recommend

2 users are unsure

1 user doesn't recommend

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Highlights

Community Rating

Mostly recommended

Term Life Death Benefit Range

Starting at $100,000

Term Options

Term Life
Level Term

Financial Strength Rating

A(Verified 04/18/2025)

Number of Reviews

Kansas City Life - Life Insurance Review

Kansas City life insurance Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Available in 48 states.
Access to multiple life insurance policy types.

Kansas City Life Insurance Company is a life insurance carrier based in Kansas, MO. The company was founded in 1895 and offers life insurance products in 48 states (and Washington, DC).

Kansas City life insurance FAQ

What types of life insurance products does Kansas City Life Insurance Company offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Kansas City Life Insurance Company offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Kansas City life insurance offers term lengths ranging from 10 to 30 years.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.
Indexed Universal Life Insurance - These types of universal life insurance policies allows policyholders to place the cash value of the life insurance policy in a fixed account or an equity index account, such as the S&P 500 or the Nasdaq 100.

What is SuperMoney's financial rating of Kansas City Life Insurance Company?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Kansas City Life Insurance Company an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3520 Broadway St

Kansas, MO 64111

Email Support

Other Services by Kansas City Life Insurance Company

Availability

Available in 48 states and Washington, D.C.

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +43, or 3.9 on a 5-point rating scale.

+43

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Reviewer Sentiment Over Time

Kansas City Life - Life Insurance Community Reviews

Would you recommend Kansas City Life - Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

Would Recommend

As a mobile person, an insurance that is readily available across the state is great for me. I get to choose from the diverse plans, one that suit my taste and that of my lovely family. I recommend Kansas City Life Insurance.thumbs up

Olatunbosun K.

Oct 6, 2021

Would Recommend

Naomi C.

Aug 27, 2021

Would Recommend

With its wide range of outlets, you are sure to find one of their companies near you to provide you all the necessary things required

Socheath T.

Aug 11, 2021

Would Recommend

They have the right policy in place when your family needs it the most. You can definitely count on them.

Jonathan L.

Jul 12, 2021

May or may not recommend

Kansas City Life has a friendly staff and has reasonable rates for customers.

Adebola O.

Jun 17, 2021

Would not Recommend

Dealing with them is a bit difficult and it's so sad they don't know how to relate with customers well.

Agnes S.

Nov 1, 2020

May or may not recommend

I always try to deal with local insurance companies. In my experience, they are easier to deal with, and they are better equipped to understand your situation, whatever it is. Sadly, Kansas City Life didn’t give me that experience. I did buy their life insurance, but I’m not sure it was a a good decision. Sadly, I may not stay around long enough to find out if it was.

Showing 7 of 7 reviews