Ladder Review

Ladder is an insurance agency based in Menlo Park, CA. The company was founded in 2015 and offers life insurance in 50 states (and Washington, DC). The policies they offer are issued by Fidelity Security Life Insurance Company®.

What types of life insurance coverage are available through Ladder?

Insurance carries typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only purchase policies and riders you actually need.

Here is at brief description of the coverage Ladder offers.

• Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Ladder offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $100,000 to $8,000,000.

What is the financial rating of Fidelity Security Life Insurance Company®?

The financial strength rating of a life insurance company scores its ability to pay contracts and policies. SuperMoney gives Fidelity Security Life Insurance Company® an A or excellent, which is SuperMoney's second highest available score.

SuperMoney's financial strength rating is primarily based on the average score from insurance rating agencies.