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loanDepot (Company)

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  • Mortgage
    Mortgage
  • Refinance
    Refinance
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loanDepot Review

loanDepot was founded in 2010 and is based in Irvine, CA.
Learn more about loanDepot and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with loanDepot.

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Message from loanDepot

Founded in 2010 by mortgage industry innovator Anthony Hsieh, our company is focused on creating a straightforward mortgage experience that meets—and exceeds—your expectations. Our company’s growth reflects the success of our customer-centric approach. In our first decade alone, we’ve grown to become the nation’s fifth largest retail mortgage lender and the second largest nonbank retail originator, funding more than $275 billion since inception. Today, our nationwide team of 10,000-plus members assists more than 27,000 customers each month.

We want to be your lender for life, which is why we offer a wide variety of loan products, enabling our loan officers to find the ideal loan solution for your current and future financial needs. And, thanks to the loanDepot Lifetime Guarantee*, the next time that you refinance with us, you will not pay any lender’s fees. We have a strict no steering policy, assuring that you get the right loan for your current, and future, needs. Choices include FHA, VA, Jumbo, ARM and fixed mortgage programs.

Contact

Headquarters

6561 Irvine Center Dr
Irvine, CA 92618

Hours of Operation

SundayClosedMonday8:00AM - 10:00PMTuesday8:00AM - 10:00PMWednesday8:00AM - 10:00PMThursday8:00AM - 10:00PMFriday8:00AM - 10:00PMSaturday11:00AM - 6:00PM

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +55, or 4.1 on a 5-point rating scale.

+55

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

loanDepot Community Reviews

Would you recommend loanDepot to your friends?


MB

Maik B.

Sep 21, 2026

Would Recommend

Review for loanDepot Home Equity Lines of Credit

I like that loanDepot offers up to $250,000 and allows a high LTV of 90%. The process also seems faster than what I expected for a HELOC.

IS

Ireen S.

Sep 21, 2026

May or may not recommend

Review for loanDepot Home Equity Lines of Credit

loanDepot has a decent HELOC option with flexible borrowing amounts. However, the 1% to 5% origination fee is something I would consider carefully.

TS

Timothy S.

Sep 20, 2026

Would Recommend

Review for loanDepot Home Equity Lines of Credit

The application process was pretty straightforward, and I liked that they accept credit scores starting at 640. The no-prepayment-penalty feature is also a nice bonus.

MR

Mateo R.

Sep 20, 2026

Would Recommend

Review for loanDepot Home Equity Lines of Credit

I appreciate that loanDepot doesn't require perfect credit for someone to potentially qualify. A minimum credit score of 640 makes the product more accessible to homeowners who may not have an excellent credit profile. The availability across 48 states is another practical advantage.

IK

Isreal K.

Sep 20, 2026

Would not Recommend

Review for loanDepot Home Equity Lines of Credit

I wasn't comfortable with the possibility of paying an origination fee as high as 5% of the amount borrowed. That can add up quickly, especially when taking a larger credit line. I would want to compare the total borrowing costs with other HELOC options before moving forward.

Showing 5 of 82 reviews

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