MobiLoans LLC was founded in 2011 and is based in Marksville, LA.

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{{>product_basic_intro}}

{{>product_apr_question}}
 
 <h2>Does {{business_name}} charge an origination fee?</h2>
{{#if features.no_origination_fee.feature_value}}
	<p>No, {{business_name}} does not charge an origination fee.</p>
 	<p>An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.{{else}} Yes, {{business_name}} charges a line of credit origination fee{{#if features.origination_fee_pct.feature_value}}
 			{{#ifCond features.origination_fee_pct.feature_value '==' features.origination_fee_pct.feature_value2}}
 				 of {{features.origination_fee_pct.feature_value}}% of the line of credit amount
 				 {{else}}
 				 {{#if features.origination_fee_pct.feature_value2}}
 				 	 of {{features.origination_fee_pct.feature_value}}% to {{features.origination_fee_pct.feature_value2}}% of the line of creditan amount
 				 {{else}}
 				 	 starting at {{features.origination_fee_pct.feature_value}}% of the line of credit amount
 				 {{/if}}
 			{{/ifCond}}
 			{{else}}
 			{{#if features.origination_fee_pct.feature_value2}}
 				 of up to {{features.origination_fee_pct.feature_value2}}% of the line of credit amount
 			{{/if}}
 		{{/if}}
 		{{#if features.origination_fee_dollar.feature_value}}
 			{{#ifCond features.origination_fee_dollar.feature_value '==' features.origination_fee_dollar.feature_value2}}
 				 of {{currency features.origination_fee_dollar.feature_value}}
 			{{else}}
 				{{#if features.origination_fee_dollar.feature_value2}}
 					 of {{currency features.origination_fee_dollar.feature_value}} to {{currency features.origination_fee_dollar.feature_value2}}{{else}} starting at {{currency features.origination_fee_dollar.feature_value}}
	 			{{/if}}
 			{{/ifCond}}
 			{{else}}
 				{{#if features.origination_fee_dollar.feature_value2}}
 					 up to {{features.origination_fee_dollar.feature_value2}}
				{{/if}}.
 			{{/if}}
 			{{#if features.origination_fee_pct.feature_value}}
 				 {{business_name}} deducts the fee directly from your line of credit amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
 			{{/if}}
 		{{/if}}
 <h2>Does {{business_name}} charge a cash advance fee?</h2>
 {{#if features.no_cash_advance_fees.feature_value}}
 	<p>No, there isn't a cash advance fee. Some lenders charge a cash advance fee every time borrowers withdraw cash from their line of credit. Typically, fees range from 0.5% to 10% of the amount withdrawn.
 	{{else}}
 	 Yes, there is a cash advance fee{{#if features.cash_advance_fee_prc.feature_value}}
 			{{#ifCond features.cash_advance_fee_prc.feature_value '==' features.cash_advance_fee_prc.feature_value2}}
 				 of {{features.cash_advance_fee_prc.feature_value}}% of the amount of each cash advance.
 			{{else}}
 				{{#if features.cash_advance_fee_prc.feature_value2}}
 					 of {{features.cash_advance_fee_prc.feature_value}}% to {{features.cash_advance_fee_prc.feature_value2}}% of the amount of each cash advance.{{else}} starting at {{features.cash_advance_fee_prc.feature_value}}% of the amount of each cash advance
 				{{/if}}
 			{{/ifCond}}
 			{{else}}
 				{{#if features.cash_advance_fee_prc.feature_value2}}
 					 of up to {{features.cash_advance_fee_prc.feature_value2}}% of the amount of each cash advance.
 	{{/if}}.
 {{/if}}
 {{#if features.cash_advance_fee.feature_value}}
 	{{#ifCond features.cash_advance_fee.feature_value '==' features.cash_advance_fee.feature_value2}} of {{currency features.cash_advance_fee.feature_value}}
 	{{else}}
 		{{#if features.cash_advance_fee.feature_value2}} of {{currency features.cash_advance_fee.feature_value}} to {{currency features.cash_advance_fee.feature_value2}}
 			{{else}}
 			 starting at {{currency features.cash_advance_fee.feature_value}}
 		{{/if}}
 	{{/ifCond}}
 	{{else}}
 		{{#if features.cash_advance_fee.feature_value2}}
 			up to {{features.cash_advance_fee.feature_value2}}.</p>
 		{{/if}}
 	{{/if}}
 {{/if}}
 <h2>Does {{business_name}} charge a late fee?</h2>
	 <p></p>{{#if features.no_late_fees.feature_value}}
	 	No, there isn't a late fee.{{else}}Yes, there may be a late payment fee{{/if}}{{#if features.late_fee_amount.feature_value}}
	 	 of up to {{currency features.late_fee_amount.feature_value}}
	{{/if}}
	 {{#if features.late_fee_after__number_of_days_.feature_value}}
	 	, which is triggered if you're {{features.late_fee_after__number_of_days_.feature_value}} days late{{/if}}.</p>
<table class="inline-features-table inline-features-pane">
  <caption>{{business_name}} Fees </caption>
  <tbody>
<tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Cash Advance Fee</td>
    
{{#ifCond features.cash_advance_fee_prc.feature_value '!==' null}}
  {{#ifCond features.cash_advance_fee_prc.feature_value2 '!==' null}}
    {{#ifCond features.cash_advance_fee_prc.feature_value '==' features.cash_advance_fee_prc.feature_value2}}
    

      <td class="feature-value">{{features.cash_advance_fee_prc.feature_value}}%
    
    {{else}}
      {{#if features.cash_advance_fee_prc.feature_value}}<td class="feature-value">
      {{features.cash_advance_fee_prc.feature_value}}%
      
      {{/if}}
      
      
      {{#if features.cash_advance_fee_prc.feature_value2}}
        - {{features.cash_advance_fee_prc.feature_value2}}%
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at {{features.cash_advance_fee_prc.feature_value}}%
   {{/ifCond}}
{{else}} 
  {{#ifCond features.cash_advance_fee_prc.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.cash_advance_fee_prc.feature_value2}}.{{else}}
     <td class="feature-value">N/A
    {{/ifCond}}
{{/ifCond}}
   </tr>

    
<tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Origination Fee</td>
    
{{#ifCond features.origination_fee_pct.feature_value '!==' null}}
  {{#ifCond features.origination_fee_pct.feature_value2 '!==' null}}
    {{#ifCond features.origination_fee_pct.feature_value '==' features.origination_fee_pct.feature_value2}}
    

      <td class="feature-value">{{features.origination_fee_pct.feature_value}}%
    
    {{else}}
      {{#if features.origination_fee_pct.feature_value}}<td class="feature-value">
      {{features.origination_fee_pct.feature_value}}%
      
      {{/if}}
      
      
      {{#if features.origination_fee_pct.feature_value2}}
        - {{features.origination_fee_pct.feature_value2}}%
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at {{features.origination_fee_pct.feature_value}}%
   {{/ifCond}}
{{else}} 
  {{#ifCond features.origination_fee_pct.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.origination_fee_pct.feature_value2}}.{{else}}
     <td class="feature-value">N/A
    {{/ifCond}}
{{/ifCond}}
   </tr>
    <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Prepayment Fee?</td>
    
{{#if features.no_prepayment_penalty.feature_value}}
    

      <td class="feature-value">No
    
    {{else}}
      <td class="feature-value">
      Yes
      
      {{/if}}
      
   </tr>
 <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Late Payment Fee</td>
    
{{#ifCond features.late_fee_amount.feature_value '!==' null}}
  {{#ifCond features.late_fee_amount.feature_value2 '!==' null}}
    {{#ifCond features.late_fee_amount.feature_value '==' features.late_fee_amount.feature_value2}}
    

      <td class="feature-value">${{features.late_fee_amount.feature_value}}
    
    {{else}}
      {{#if features.late_fee_amount.feature_value}}<td class="feature-value">
      ${{features.late_fee_amount.feature_value}}
      
      {{/if}}
      
      
      {{#if features.late_fee_amount.feature_value2}}
        - ${{features.late_fee_amount.feature_value2}}
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at ${{features.late_fee_amount.feature_value}}
   {{/ifCond}}
{{else}} 
  {{#ifCond features.late_fee_amount.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.late_fee_amount.feature_value2}}{{else}}
     <td class="feature-value">N/A
    {{/ifCond}}
{{/ifCond}}
   </tr>

   </tbody></table>
 {{#if features.loan_amount.feature_value}}
 	<h2>How much can you borrow ?</h2>
 	<p>Upon approval and based on your credit worthiness, you will receive a personal line of credit of at least {{currency features.loan_amount.feature_value}}
 		{{#if features.loan_amount.feature_value2}}
 			 and as much as {{currency features.loan_amount.feature_value2}}.
 		{{else}}.</p>
 		{{/if}}.
 	{{/if}}
 {{#if features.loan_term_range__months_.feature_value2}}
 	<h2>What is the maximum term you can get with {{business_name}}?</h2>
 	<p>{{business_name}} offers personal lines of credit with 
 	{{#if features.loan_term_range__months_.feature_value}}
 		 terms ranging from {{features.loan_term_range__months_.feature_value}} to {{features.loan_term_range__months_.feature_value2}} months.</p>
 	{{/if}}
 {{/if}}
 

 
 {{>product_eligibility_question}}
 



{{#if features.funding_time_range.feature_value}}
	 <h2>What is the estimated funding time?</h2>
 	{{#ifCond features.speed.feature_value '==' 0}}
 		{{#if features.funding_time_range.feature_value}}
 			<p>Typically, you will receive a credit approval decision in less than an hour and get access to the line of credit within {{features.funding_time_range.feature_value2}} business day{{#ifCond features.funding_time_range.feature_value2 '>' 1}}s
 			{{/ifCond}}.
 		{{/if}}
 	{{else}}
 		{{business_name}} will typically 
 		{{#if features.speed.feature_value}}
 			approve (or deny) a line of credit application within {{features.speed.feature_value}} hour
 			{{#ifCond features.speed.feature_value '>' 1}}s
 			{{/ifCond}}
 			 and 
 		{{/if}}
 		fund personal lines of credit within {{features.funding_time_range.feature_value2}} business day
 		{{#ifCond features.funding_time_range.feature_value2 '>' 1}}s
 		{{/ifCond}}
 		 of approval.
 	{{/ifCond}}</p>
 {{/if}} 
 
 
 {{>product_credit_bureau_question}}



{{#if features.pros___cons_table.feature_value}}
 	 <h2>How does {{business_name}} compare to other credit cards?</h2>
  	<table class="inline-features-table inline-features-pane inline-features-supported pros-and-cons">
    <caption>Pros & Cons of {{business_name}}</caption>
    <tbody>
    <tr class="row table-label-row">
       <th class="supported-features">Pros</th>
       <th class="unsupported-features">Cons</th>
     </tr>
    <tr class="row">
      <td class="supported-features">
        {{#if features.pro1.feature_value}}
            <li>{{features.pro1.feature_value}}</li>
        {{/if}}{{#if features.pro2.feature_value}}
            <li>{{features.pro2.feature_value}}</li>
        {{/if}}{{#if features.pro3.feature_value}}
            <li>{{features.pro3.feature_value}}</li>
        {{/if}}{{#if features.pro4.feature_value}}
            <li>{{features.pro4.feature_value}}</li>        
        {{/if}}
      </td>   
      <td class="unsupported-features">
        {{#if features.con1.feature_value}}
            <li>{{features.con1.feature_value}}</li>
        {{/if}}{{#if features.con2.feature_value}}
            <li>{{features.con2.feature_value}}</li>
        {{/if}}{{#if features.con3.feature_value}}
            <li>{{features.con3.feature_value}}</li>
        {{/if}}{{#if features.con4.feature_value}}
            <li>{{features.con4.feature_value}}</li>        
        {{/if}}
      </td>   
    </tr>
    </tbody>
  </table>
{{/if}}

<h2>How to apply for {{business_name}}</h2>
<ul>
  <li>Visit their {{#if website_track}}<a href="{{website_track}}">{{/if}}website{{#if website_track}}</a>{{/if}}.</li>
  <li>Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.</li>
  <li>Check the information is accurate and submit your application.</li> 
 </ul>

Find the best personal lines of credit rates and terms. Compare lenders, read expert analysis and reviews from real users

A personal line of credit is similar to a personal credit card in that once you get approved for a line of credit, you can draw and spend any portion of it at any time. When you withdraw money from the line of credit, you receive a bill and pay interest based on your outstanding balance.<br /><br />These are <b>not</b> prequalified offers so the exact APR, loan amount, and terms will vary based on your rate quote request.

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