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  Cross Keys Bank Money Market Account
Cross Keys Bank Money Market Account
in Money Market Accounts from Cross Keys Bank · Member FDIC
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Cross Keys Bank Money Market Account

Unaffiliated
in Money Market Accounts from Cross Keys Bank · Member FDIC
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Highlights
APY (Annual Percentage Yield) 0.05% - 2.05%
Minimum Balance to Earn APY $2,500
Minimum Opening Deposit N/A

Cross Keys Bank Money Market Account Review

Cross Keys Bank Money Market Account is offered by Cross Keys Bank, a bank founded in 1902 and based in St. Joseph, LA. Cross Keys Bank Money Market Account are available in 1 state across the USA.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.05%, which is much higher than the national average for a money market account.However, you must keep a minimum balance of $2500.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $2,500.

Pros & Cons of Cross Keys Bank Money Market Account

Pros Cons
  • High-interest yield.
  • Access to physical branches.
  • Deposit checks remotely.
  • No signup bonus.
  • Does not provide a debit card.
  • Only available in one state.
  • Monthly service charge.

Cross Keys Bank Money Market Account FAQ

Are money market accounts from Cross Keys Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Cross Keys Bank money market rates?

Cross Keys Bank money market offers an APY starting at 0.05% and ranging up to 2.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

Cross Keys Bank money market Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 2.05%

What are the fees for Cross Keys Bank Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $2,500.
Cross Keys Bank Money Market Account Fees
Fees Amount
Monthly Fee up to $10
Paper Statement Fee N/A

What is the minimum balance for Cross Keys Bank money market?

No minimum initial deposit. Cross Keys Bank does not require a minimum initial deposit to open an account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.

Interest rate minimum balance of $2,500. You must keep the account balance above $2,500 to earn interest.

What features and perks does Cross Keys Bank money market offer?

This account includes the following features:

  • Fraud monitoring - Cross Keys Bank monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - Cross Keys Bank money market allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.

What is the customer service phone number?

The customer service number for this business card is (318) 766-3246.

What is the support contact email?

The support contact email for this business credit card is babs@ckbonline.com.

How to open an account with Cross Keys Bank

  • Visit the Cross Keys Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Contact

Other Services by Cross Keys Bank

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $2,500
Minimum Balance to Earn APY $2,500
Monthly Fee $0 - $10
Account Features
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.05% - 2.05%
Dividend Compounding Frequency Daily

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