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  ETPCU Money Market Accounts
ETPCU Money Market Accounts
in Money Market Accounts from East Texas Professional Credit Union · Insured by NCUA
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ETPCU Money Market Accounts

Unaffiliated
in Money Market Accounts from East Texas Professional Credit Union · Insured by NCUA
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Highlights
APY (Annual Percentage Yield) 0.05% - 1.26%
(Verified 08/04/2023)
Minimum Balance to Earn APY $1,000
Minimum Opening Deposit Starting at $1,000

ETPCU Money Market Accounts Review

ETPCU Money Market Accounts is offered by east texas professional credit union, a credit union founded in 1953 and based in Longview, TX. etpcu money market accounts are available in 1 state across the USA.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.26%, which is much higher than the national average for a money market account.However, you must keep a minimum balance of $1000.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $7.50, but the fee is waived if you keep a minimum balance of $1,000.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.

Pros & Cons of ETPCU Money Market Accounts

Pros Cons
  • Generous dividends.
  • Does not offer mobile check deposits.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Monthly service charge.

ETPCU Money Market Accounts FAQ

Are money market accounts from east texas professional credit union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for etpcu money market accounts rates?

etpcu money market accounts offers an APY starting at 0.05% and ranging up to 1.26% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

etpcu money market accounts Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 1.26%

What are the fees for ETPCU Money Market Accounts?

This account charges a monthly maintenance fee of up to $7.50. You can avoid this fee by maintaining a balance of $1,000.
ETPCU Money Market Accounts Fees
Fees Amount
Monthly Fee up to $7.50
Paper Statement Fee N/A

What is the minimum balance for etpcu money market accounts?

Minimum deposit of $1,000. You must make an initial deposit of at least $1,000 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $1,000.

Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.

What features and perks does etpcu money market accounts offer?

This account includes the following features:

  • Mobile Banking Services - etpcu money market accounts allows you to manage your money through online banking and a dedicated mobile app.

What is the customer service phone number?

The customer service number for this account is (800) 256-5009.

What is the support contact email?

The support contact email for this business credit card is support@etpcu.org.

How to open an account with East Texas Professional Credit Union

  • Visit the East Texas Professional Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 5:00pm

Other Services by East Texas Professional Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Balance to Earn APY $1,000
Minimum Opening Deposit Starting at $1,000
Monthly Fee $0 - $7.50
(Verified 08/04/2023)
Account Features
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) 0.05% - 1.26%
(Verified 08/04/2023)

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