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Last Updated: 04/18/2025

FB&T Money Market Account

from FB&T

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.25% - 0.35%(Verified 06/21/2024)

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Minimum Balance to Earn APY

N/A

Minimum Opening Deposit

Starting at $100

FB&T Money Market Account Review

FB&T Money Market Account is offered by FB&T, a bank founded in 1934 and based in Perry, OK. First Bank and Trust money market are available in 1 state.

Key Takeaways

Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.35%, which is much higher than the national average for a money market account.
Small minimum initial deposit. You only need $100 to open an account.

Pros & Cons of FB&T Money Market Account

Pros

Cons

High-interest yield.
Does not offer mobile check deposits.
Access to physical branches.

Does not provide a debit card.
Only available in one state.

FB&T Money Market Account FAQ

Are money market accounts from FB&T federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #13946). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for First Bank and Trust money market rates?

First Bank and Trust money market offers an APY starting at 0.25% and ranging up to 0.35% (APY stands for annual percentage yield, rates may change).

First Bank and Trust money market Rates and Terms

Rates

Amount

APY (Annualized Percentage Yield)

0.25% - 0.35%

What are the fees for FB&T Money Market Account?

What is the minimum balance for First Bank and Trust money market?

Minimum deposit of $100. You must make an initial deposit of at least $100 to open this account.

What features and perks does First Bank and Trust money market offer?

This account includes the following features:

Fraud monitoring - FB&T monitors transactions for potentially fraudulent activity.
Mobile Banking Services - First Bank and Trust money market allows you to manage your money through online banking and a dedicated mobile app.

How to open an account with FB&T

Visit the FB&T website.
Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

407 7th Street

Perry, OK 73077

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Hours of Operation

SundayClosedMonday8:30AM - 3:00PMTuesday8:30AM - 3:00PMWednesday8:30AM - 3:00PMThursday8:30AM - 3:00PMFriday8:30AM - 5:30PMSaturdayClosed

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Other Money Market Accounts from FB&T

FB&T Regular Money Market

Rating not yet determined

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APY (Annual Percentage Yield)

0.1% - 0.25%

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Minimum Balance to Earn APY

N/A

Minimum Opening Deposit

Starting at $1.5K

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SuperMoney Net Recommendation Score

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-1000+100

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