Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Minimum Balance to Earn APY
Minimum Opening Deposit
FB&T Regular Money Market Review
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.25%, which is much higher than the national average for a money market account.
- Charges a monthly fee. This account charges a monthly fee of up to $3, but the fee may be waived if you keep a minimum balance of$1,500.
- $1,500 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.
Pros & Cons of FB&T Regular Money Market
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FB&T Regular Money Market FAQ
Are money market accounts from FB&T federally insured?
What are the interest rates for FB&T Regular Money Market rates?
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.1% - 0.25% |
What are the fees for FB&T Regular Money Market?
This account charges a monthly maintenance fee of up to $3. You can avoid this fee by maintaining a balance of $1,500.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for FB&T Regular Money Market?
What features and perks does FB&T Regular Money Market offer?
- Fraud monitoring - FB&T monitors transactions for potentially fraudulent activity.
- Mobile Banking Services - FB&T Regular Money Market allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.
How to open an account with FB&T
- Visit the FB&T website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 3:00PM
Tuesday
8:30AM - 3:00PM
Wednesday
8:30AM - 3:00PM
Thursday
8:30AM - 3:00PM
Friday
8:30AM - 5:30PM
Saturday
Closed