FB&T Regular Money Market
FB&T Regular Money Market
in Money Market Accounts from FB&T · Member FDIC

FB&T Regular Money Market

in Money Market Accounts from FB&T · Member FDIC
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APY (Annual Percentage Yield) 0.1% - 0.25%
Minimum Balance to Earn APY N/A
Minimum Opening Deposit Starting at $1,500

FB&T Regular Money Market Review

FB&T Regular Money Market is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Regular Money Market are available in 1 state across the USA.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.25%, which is much higher than the national average for a money market account.
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $3, but the fee is waived if you keep a minimum balance of $1,500.
  • $1,500 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.

Pros & Cons of FB&T Regular Money Market

Pros Cons
  • High-interest yield.
  • Access to physical branches.
  • Free debit card
  • Deposit checks remotely.
  • No signup bonus.
  • Only available in one state.
  • Monthly service charge.

FB&T Regular Money Market FAQ

Are money market accounts from FB&T federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13946). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for FB&T Regular Money Market rates?

FB&T Regular Money Market offers an APY starting at 0.1% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

FB&T Regular Money Market Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.1% - 0.25%

What are the fees for FB&T Regular Money Market?

This account charges a monthly maintenance fee of up to $3. You can avoid this fee by maintaining a balance of $1,500.

FB&T will charge you a $2 fee if you exceed your maximum number of monthly transactions.

FB&T will allow you to make up to 3 withdrawals or transactionss per month.
FB&T Regular Money Market Fees
Fees Amount
Monthly Fee up to $3
Paper Statement Fee $2.5
Excess Transaction Fee $2

What is the minimum balance for FB&T Regular Money Market?

Minimum deposit of $1,500. You must make an initial deposit of at least $1,500 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $1,500.

What features and perks does FB&T Regular Money Market offer?

This account includes the following features:

  • Fraud monitoring - FB&T monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - FB&T Regular Money Market allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.

How to open an account with FB&T

  • Visit the FB&T website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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  Available in 1 state
Availabile in all of Oklahoma

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $1,500
Minimum Opening Deposit Starting at $1,500
Monthly Fee $0 - $3
Paper Statement Fee $2.50
Account Features
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.1% - 0.25%
Dividend Compounding Frequency Daily
Dividend Payout Frequency Monthly
Dividend Rate 0.1% - 0.25%

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