Last Updated: 01/14/2026
Harborstone Credit Union Money Market Account
Unaffiliated
Last Updated: 01/14/2026
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Highlights
APY (Annual Percentage Yield)
4.00%(Verified 10/14/2025)
Minimum Balance to Earn APY
N/A
Minimum Opening Deposit
Starting at $25
Harborstone Credit Union Money Market Account Review
Harborstone Credit Union Money Market Account is offered by Harborstone Credit Union, a credit union founded in 1955 and based in Lakewood, WA. harborstone credit union are available in 50 states and Washington, DC.
Key Takeaways
- Earn up to $1,500 in cash bonuses. Start your savings journey this January with promo code HEADSTART — available for new customers only.
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.00%, which is much higher than the national average for a money market account.
- Waivable monthly maintenance fee. $1,000 minimum balance to earn dividends and avoid a monthly $8 fee.
- Small minimum initial deposit. You only need $25 to open an account.
Pros & Cons of Harborstone Credit Union Money Market Account
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Harborstone Credit Union Money Market Account FAQ
Are money market accounts from harborstone credit union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for harborstone credit union rates?
| Rates | Amount |
| APY | 4.00% |
harborstone credit union offers an APY of up to 4.00% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $. This is higher than the typical APY for online-only checking accounts, which is around 1% APY.
What are the fees for Harborstone Credit Union Money Market Account?
This account charges a monthly maintenance fee of up to $8. You can avoid this fee by maintaining a balance of $1,000.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $8 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for harborstone credit union?
Minimum deposit of $25. You must make an initial deposit of at least $25 to open this account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $1,000.
What features and perks does harborstone credit union offer?
This account includes the following features:
What is the customer service phone number?
The customer service number for this account is (253) 584-2260.
What is the support contact email?
The support contact email for this business credit card is hcu.comments@harborstone.com.
How to open an account with Harborstone Credit Union
- Visit the Harborstone Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed