SuperMoney
  Harborstone Credit Union Money Market Account
Harborstone Credit Union Money Market Account
in Money Market Accounts from Harborstone Credit Union · Insured by NCUA
Unaffiliated

Harborstone Credit Union Money Market Account

Unaffiliated
in Money Market Accounts from Harborstone Credit Union · Insured by NCUA
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Harborstone Credit Union Money Market Account to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
APY (Annual Percentage Yield) 2.01%
(Verified 08/04/2023)
Minimum Balance to Earn APY N/A
Minimum Opening Deposit Starting at $25

Harborstone Credit Union Money Market Account Review

Harborstone Credit Union Money Market Account is offered by harborstone credit union, a credit union founded in 1955 and based in Lakewood, WA. harborstone credit union are available in 50 states (and Washington, DC).

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.01%, which is much higher than the national average for a money market account.
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning dividends with this money market account.
  • No monthly maintenance fee. $1,000 minimum balance to earn dividends and avoid a monthly $8 fee.
  • Small minimum initial deposit. You only need $25 to open an account.

Pros & Cons of Harborstone Credit Union Money Market Account

Pros Cons
  • Available in all 50 states.
  • Generous dividends.
  • Does not offer mobile check deposits.
  • Insured by NCUA.
  • No signup bonus.
  • Does not provide a debit card.
  • Not FDIC-insured.
  • Monthly service charge.

Harborstone Credit Union Money Market Account FAQ

Are money market accounts from harborstone credit union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for harborstone credit union rates?

Harborstone Credit Union Money Market Account Rates and Terms
Rates Amount
APY 2.01%

harborstone credit union offers an APY of up to 2.01% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $. This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the fees for Harborstone Credit Union Money Market Account?

This account charges a monthly maintenance fee of up to $8. You can avoid this fee by maintaining a balance of $1,000.
Harborstone Credit Union Money Market Account Fees
Fees Amount
Monthly Fee up to $8
Paper Statement Fee N/A

What is the minimum balance for harborstone credit union?

Minimum deposit of $25. You must make an initial deposit of at least $25 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $1,000.

What features and perks does harborstone credit union offer?

This account includes the following features:

What is the customer service phone number?

The customer service number for this account is (253) 584-2260.

What is the support contact email?

The support contact email for this business credit card is hcu.comments@harborstone.com.

How to open an account with Harborstone Credit Union

  • Visit the Harborstone Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $1,000
Minimum Opening Deposit Starting at $25
Monthly Maintenance Fee $0 - $8
(Verified 08/04/2023)
Monthly Maintenance Waiver Requirements $1,000 minimum balance to earn dividends and avoid a monthly $8 fee.
Account Features
  • Insured by NCUA
APY (Annual Percentage Yield) 2.01%
(Verified 08/04/2023)
Dividend Rate 2.00%

Be the first to rate

 

Would you recommend Harborstone Credit Union Money Market Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Money Market Accounts