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Hudson Valley Federal Credit Union Money Market Account

in Money Market Accounts from Hudson Valley Credit Union · ncua

Unaffiliated

Hudson Valley Federal Credit Union Money Market Account

Unaffiliated

in Money Market Accounts from Hudson Valley Credit Union · Insured by NCUA

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Highlights
APY (Annual Percentage Yield)	0.06% - 0.15%
APY Minimum Balance	$1,000
Minimum Opening Deposit	N/A

Hudson Valley Federal Credit Union Money Market Account Review

Hudson Valley Federal Credit Union Money Market Account is offered by Hudson Valley Credit Union, a credit union founded in 1963 and based in Poughkeepsie, NY. Hudson Valley Federal Credit Union Money Market Account is available in 50 states (and Washington, DC).

Key Takeaways

Very high APY. This account offers an annual percentage yield of up to 0.15%, which is much higher than the national average for a money market account.However, you must keep a minimum balance of $1000.
Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $1,000.

Pros & Cons of Hudson Valley Federal Credit Union Money Market Account

Pros	Cons
Available in all 50 states. Generous dividends. Does not offer mobile check deposits. Insured by NCUA. Access to physical branches. Access to a nationwide network of ATMs. No charge on incoming domestic or international wire transfers.	No signup bonus. Does not provide a debit card. Not FDIC-insured. Monthly service charge.

Hudson Valley Federal Credit Union Money Market Account FAQ

Are money market accounts from Hudson Valley Credit Union federally insured?

Yes, your Hudson Valley Credit Union money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for HVFCU money market rates?

HVFCU money market offers an APY starting at 0.06% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

HVFCU money market Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	0.06% - 0.15%

What are the fees for Hudson Valley Federal Credit Union Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $1,000.

Hudson Valley Federal Credit Union Money Market Account Fees
Fees	Amount
Monthly Fee	up to $10
Paper Statement Fee	N/A

What is the minimum balance for HVFCU money market?

No minimum initial deposit. Hudson Valley Credit Union does not require a minimum initial deposit to open an account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $1,000.

Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.

What features and perks does HVFCU money market offer?

This account includes the following features:

Fraud monitoring - Hudson Valley Credit Union monitors transactions for potentially fraudulent activity.
Nationwide ATM network - HVFCU money market allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this business card is (845) 463-3011.

What is the support contact email?

The support contact email for this business credit card is socialmedia@hvfcu.org.

How to open an account with Hudson Valley Credit Union

Visit the Hudson Valley Credit Union website.
Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
Check the information is accurate and submit your application.

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