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Last Updated: 04/18/2025

Hudson Valley FCU Money Market Account

from Hudson Valley Credit Union

Last Updated: 04/18/2025

Hudson Valley FCU Money Market Account logo
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Highlights

APY (Annual Percentage Yield)

0.06% - 0.15%(Verified 06/21/2024)
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Minimum Balance to Earn APY

$1,000

Minimum Opening Deposit

N/A

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Hudson Valley FCU Money Market Account Review

Hudson Valley FCU Money Market Account is offered by Hudson Valley Credit Union, a credit union founded in 1963 and based in Poughkeepsie, NY. HVFCU money market are available in 50 states and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.15%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $1000.
  • Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$1,000.

Pros & Cons of Hudson Valley FCU Money Market Account

Hudson Valley FCU Money Market Account FAQ

Are money market accounts from Hudson Valley Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for HVFCU money market rates?

HVFCU money market offers an APY starting at 0.06% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

What are the fees for Hudson Valley FCU Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $1,000.

What is the minimum balance for HVFCU money market?

No minimum initial deposit. Hudson Valley Credit Union does not require a minimum initial deposit to open an account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $1,000.
Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.

What features and perks does HVFCU money market offer?

This account includes the following features:
  • Fraud monitoring - Hudson Valley Credit Union monitors transactions for potentially fraudulent activity.
  • Nationwide ATM network - HVFCU money market allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this account is (845) 463-3011.

What is the support contact email?

The support contact email for this business credit card is socialmedia@hvfcu.org.

How to open an account with Hudson Valley Credit Union

  • Visit the Hudson Valley Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

159 Barnegat Rd
Poughkeepsie, NY 12601
(845) 463-3011
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Hours of Operation

Sunday
Closed
Monday
8:30AM - 7:00PM
Tuesday
8:30AM - 7:00PM
Wednesday
8:30AM - 7:00PM
Thursday
8:30AM - 7:00PM
Friday
8:30AM - 7:00PM
Saturday
9:00AM - 5:00PM

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SuperMoney Net Recommendation Score

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