KeyBank Key Gold Money Market Savings Account Review

KeyBank Key Gold Money Market Savings Account is offered by KeyBank National Association, a bank founded in 1929 and based in Cleveland, OH. KeyBank Key Gold Money Market Savings Account is available in 15 states across the USA.

• Very high APY. This account offers an annual percentage yield of up to 2%, which is much higher than the national average for a money market account.
• No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
• Charges a monthly fee. This account charges a monthly service fee of up to $18, but the fee is waived if you keep a minimum balance of $25,000.
• High minumum deposit. You must deposit a minimum of $25,000, which is high compared to most money market accounts.

Pros	Cons
High-interest yield. Does not offer mobile check deposits. Access to physical branches. No charge on incoming domestic or international wire transfers.	No signup bonus. Does not provide a debit card. Only available in 15 states. Monthly service charge.

Are money market accounts from KeyBank National Association federally insured?

Yes, your KeyBank National Association money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for KeyBank Gold money market rates?

KeyBank Gold money market offers an APY starting at 0.1% and ranging up to 2% (APY stands for annual percentage yield, rates may change).

KeyBank Gold money market Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.1% - 2%

What are the fees for KeyBank Key Gold Money Market Savings Account?

This account charges a monthly maintenance fee of up to $18. You can avoid this fee by maintaining a balance of $25,000.

KeyBank National Association will charge you a $15 fee if you exceed your maximum number of monthly transactions.

KeyBank Key Gold Money Market Savings Account Fees

Fees	Amount
Monthly Fee	up to $18
Paper Statement Fee	N/A
Excess Transaction Fee	$15

What is the minimum balance for KeyBank Gold money market?

Minimum deposit of $25,000. You must make an initial deposit of at least $25,000 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $25,000.

What features and perks does KeyBank Gold money market offer?

This account includes the following features:

• Check Writing - KeyBank Gold money market includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
• Fraud monitoring - KeyBank National Association monitors transactions for potentially fraudulent activity.
• Mobile Banking Services - KeyBank Gold money market allows you to manage your money through online banking and a dedicated mobile app.

How to open an account with KeyBank National Association

• Visit the KeyBank National Association website.
• Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
• Check the information is accurate and submit your application.