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Mortgage Refinance
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Last Updated: 04/18/2025

LendingHome Mortgage Refinance

in Mortgage Refinance from LendingHome

Last Updated: 04/18/2025

LendingHome Mortgage Refinance logo
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Highlights

Credit Score Range

N/A


Amount Range

Up to $1,000,000

Loan Term (Years)

15 - 30

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LendingHome Mortgage Refinance Review

LendingHome Mortgage Refinance is offered by LendingHome (NMLS #1125207), a direct lender founded in 2013 and based in San Francisco, CA. LendingHome Mortgage Refinance are available in 11 states.

Key Takeaways

  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Non-standard interest rates available. LendingHome Mortgage Refinance only offers hybrid mortgages.
  • Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

LendingHome Mortgage Refinance Pros & Cons

LendingHome Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via LendingHome Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. LendingHome Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does LendingHome Mortgage Refinance take to refinance?

LendingHome Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does LendingHome Mortgage Refinance charge a mortgage origination fee?

Yes, LendingHome Mortgage Refinance will charge a loan origination fee .

What property usage types does LendingHome Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. LendingHome Mortgage Refinance allows the following property usage types:
  • Primary home
  • Secondary homes and vacation properties

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

315 Montgomery St
floor 16
San Francisco, CA 94104
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Hours of Operation

Sunday
Closed
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Saturday
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