Monster Loans is a direct lender based in Irvine, CA. The company was founded in 2003 and offers mortgage refinancing to borrowers in 16 states across the USA.
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Monster Loans offers mortgages refinancing with terms ranging from 15 to 30 years.
Yes, Monster Loans may charge a loan origination fee.
Yes, Monster Loans charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Monster Loans offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Monster Loans allows the following property usage types: