Pinnacle Capital Mortgage Refinance
in Mortgage Refinance from Pinnacle Capital MortgageUnaffiliated
|Loan Amount||Up to $2,000,000|
|Loan Term (Years)||15 - 30 years|
Pinnacle Capital Mortgage Refinance Review
Pinnacle Capital Mortgage Refinance is offered by Pinnacle Capital Mortgage (NMLS #1071), a direct lender founded in 2008 and based in Roseville, CA. Pinnacle Capital Mortgage Refinance is available in 50 states (and Washington, DC).
- 3 different mortgage programs offered. Pinnacle Capital Mortgage Refinance refinances FHA, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. Pinnacle Capital Mortgage Refinance offers hybrid mortgages and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
What is the maximum loan term for a mortgage refinance via Pinnacle Capital Mortgage Refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Pinnacle Capital Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.
Does Pinnacle Capital Mortgage Refinance charge a mortgage origination fee?
Yes, Pinnacle Capital Mortgage Refinance will charge a loan origination fee.
What mortgage programs does Pinnacle Capital Mortgage Refinance offer?
Pinnacle Capital Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Pinnacle Capital Mortgage Refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Pinnacle Capital Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
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