Last Updated: 04/18/2025
SecurityNational Mortgage Refinance
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $2,000,000
Loan Term (Years)
10 - 30
SecurityNational Mortgage Refinance Review
SecurityNational Mortgage Refinance is offered by SecurityNational Mortgage Company (NMLS #3116), a direct lender founded in 1996 and based in Salt Lake City, UT. SecurityNational Mortgage Refinance are available in 44 states.
Key Takeaways
- Wide selection of mortgage programs offered. SecurityNational Mortgage Refinance refinances FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. SecurityNational Mortgage Refinance only offers hybrid mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
SecurityNational Mortgage Refinance Pros & Cons
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SecurityNational Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via SecurityNational Mortgage Refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. SecurityNational Mortgage Refinance offers mortgage refinancing with terms ranging from 10 to 30 years.
How long does SecurityNational Mortgage Refinance take to refinance?
SecurityNational Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does SecurityNational Mortgage Refinance charge a mortgage origination fee?
Yes, SecurityNational Mortgage Refinance will charge a loan origination fee .
What mortgage programs does SecurityNational Mortgage Refinance offer?
SecurityNational Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does SecurityNational Mortgage Refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. SecurityNational Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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