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Last Updated: 04/18/2025

Washington Federal Mortgage Refinance

in Mortgage Refinance from Washington Federal

Last Updated: 04/18/2025

Rating not yet determined2 total votes

2 users recommend

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Highlights

Credit Score Range

N/A

Amount Range

Up to $1,500,000

Loan Term (Years)

15 - 30

Washington Federal Mortgage Refinance Review

Washington Federal Mortgage Refinance is offered by Washington Federal (NMLS #410394), a bank founded in 1917 and based in Seattle, WA. Washington Federal mortgage are available in 8 states.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Non-standard interest rates available. Washington Federal Mortgage Refinance only offers hybrid mortgages.
Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Washington Federal Mortgage Refinance Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 8 states.

Washington Federal Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Washington Federal mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Washington Federal Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Washington Federal mortgage take to refinance?

Washington Federal mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Washington Federal mortgage charge a mortgage origination fee?

Yes, Washington Federal Mortgage Refinance will charge a loan origination fee .

What property usage types does Washington Federal mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Washington Federal Mortgage Refinance allows the following property usage types:

Primary home
Secondary homes and vacation properties

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

425 Pike Street

Seattle, WA 98101

(800) 324-9375

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 6:00PM

Other Services by Washington Federal

Home Equity Lines of Credit

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Home Mortgage Loans

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

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Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Washington Federal Mortgage Refinance Community Reviews

Would you recommend Washington Federal Mortgage Refinance to your friends?

MC

Mazhar C.

Nov 25, 2022

May or may not recommend

WaFD was the company I refinanced through and they were great. It was the first time I'd ever done anything like this and they helped me through the whole process and dealt with all my first timer questions no problem. I would absolutely use them again if I ever need to in the future.

MF

Madeline F.

Nov 10, 2022

May or may not recommend

WaFD was the company I refinanced through and they were great. It was the first time I'd ever done anything like this and they helped me through the whole process and dealt with all my first timer questions no problem. I would absolutely use them again if I ever need to in the future.

Showing 2 of 2 reviews