SuperMoney
Explore
Compare Rates

Compare All Mortgage Refinance

Filter & compare all your options in one place.

View All Mortgage Refinance
x No thanks, not right now
Advertiser Disclosure
  Waterstone Mortgage Refinance

Waterstone Mortgage Refinance

in Mortgage Refinance from Waterstone Mortgage · NMLS ID #186434

Unaffiliated

Waterstone Mortgage Refinance

Unaffiliated

in Mortgage Refinance from Waterstone Mortgage · NMLS ID #186434

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Waterstone Mortgage Refinance to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Highlights
Loan Amount Up to $2,500,000
Loan Term (Years) 10 - 30 years

Waterstone Mortgage Refinance Review

Waterstone Mortgage Refinance is offered by Waterstone Mortgage (NMLS #186434), a direct lender founded in 2000 and based in Pewaukee, WI. Waterstone Mortgage Refinance is available in 42 states (and Washington, DC).

Key Takeaways

  • Mortgage programs available. Waterstone Mortgage Refinance refinances FHA, FHA 203k, HARP, USDA, VA, conforming, and conventional mortgages.
  • Interest Rate Types. Waterstone Mortgage Refinance offers hybrid mortgages and fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.

Waterstone Mortgage Refinance Pros and Cons:

Pros Cons
  • Available in 42 states.
  • Charges an origination fee.
  • Charges prepayment fees.
  • No co-sign option.

What is the maximum loan term for a mortgage refinance via Waterstone Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Waterstone Mortgage Refinance offers mortgages refinancing with terms ranging from 10 to 30 years.

Does Waterstone Mortgage Refinance charge a mortgage origination fee?

Yes, Waterstone Mortgage Refinance will charge a loan origination fee.

What mortgage programs does Waterstone Mortgage Refinance offer?

Waterstone Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Waterstone Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Waterstone Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Other Services by Waterstone Mortgage

Icon for Mortgage Mortgage

Home Purchase Mortgages

Be the first to rate

Reverse Mortgages

Be the first to rate

Availability

  Available in 42 states and Washington, D.C.
  • Alabama
  • Arizona
  • California
  • Colorado
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Term 10 - 30 years
Loan Amount Up to $2,500,000

Be the first to rate

 

Would you recommend Waterstone Mortgage Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Mortgage Refinance

loanDepot Mortgage Refinance
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

4 Reviews

Reali Loans Mortgage Refinance
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Figure Mortgage Refinance
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

View All
Browse Mortgage Refinance Lenders
SuperMoney
Goals
Expert Guides
Partner with us
SuperMoney
Goals
Expert Guides
Partner with us
Go to homepage

Copyright 2020 SuperMoney, LLC. All rights reserved.

NMLS Consumer Access ID #1520999

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.