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OneUnited Bank (Company)

Strongly not recommended21 total votesacross 1 product
2 users recommend
19 users don't recommend
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  • UNITY Visa Secured Credit Card

    Strongly not recommended

    21 Reviews

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OneUnited Bank Review

OneUnited Bank was founded in 1988 and is based in Los Angeles, CA.
Learn more about OneUnited Bank and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with OneUnited Bank.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

OneUnited Bank logo

Message from OneUnited Bank

OneUnited Bank, the nation’s largest Black-owned and FDIC insured bank – is leading the movement to BankBlack and Buy Black, to garner our spending power and channel it back into our community to create jobs, build businesses and increase wealth. Yes…Black Lives Matter. Black Money Matters. Black Owned Banks Our Accomplishments. We are the first Black internet bank and the largest Black owned bank in the country, with offices in Los Angeles, Boston and Miami. We were awarded the highest Bank Enterprise Award by the U.S. Department of Treasury for our community development lending ten times! We are a designated Community Development Financial Institution (CDFI). In the past two years, we have financed over $100 million in loans – most in low to moderate income communities such as South Central, Compton, Liberty City and Roxbury. However, we never participated in subprime lending. We have always maintained strong credit criteria. Our growth has been through acquiring community banks across the country that are equally dedicated to our mission including – Founders National Bank of Los Angeles, Family Savings Bank in Los Angeles, California, Boston Bank of Commerce in Boston, Massachusetts and People’s National Bank of Commerce in Miami, Florida. Black Owned Banks Together we are OneUnited Bank.

Our growth has enabled us to invest in people and technology to offer better services to our customers, including online banking services, personal banking services, business banking and more. We also promote financial literacy by conducting workshops for adults and children. We are proud to be the premier bank for the new America. Join us in celebrating the accomplishment of the communities we serve!

Contact

Headquarters

3683 Crenshaw Blvd.
Los Angeles, CA 90016
(877) 663-8648

SuperMoney Net Recommendation Score

SuperMoney users don't recommend this product, giving it a user recommendation score of -81, or 1.4 on a 5-point rating scale.

-81

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

OneUnited Bank Community Reviews

Would you recommend OneUnited Bank to your friends?

AP

Antonio P.

Oct 2, 2023

May or may not recommend

Review for UNITY Visa Secured Credit Card

I had a 400 dollar card that I made a deposit on. After useing the card for about a year and it's so hard to make payments on the card. So I paid the card off and asked for my money. It's been over a year and they haven't send my money. 400 they will not give back and I took a lose. Losing point on my credit and ...Show More

HH

H H.

Jun 17, 2023

May or may not recommend

Review for UNITY Visa Secured Credit Card

I have an issue with my credit card and it has been extremely frustrating trying to find someone who can help me with my issue. All they can do is connect me with someone who handles lost or stolen cards and that is NOT my issue. I have called many times and have had no luck. I would not recommend this bank even to my worst enemy.

Marquice C. avatar image

Marquice C.

May 11, 2023

May or may not recommend

Review for UNITY Visa Secured Credit Card

Savings account was closed without my approval or knowledge, overdraft protection was cancelled without my approval or knowledge, and after banking with OneUnited for 3 years I can’t obtain a loan through them. This bank is not for me and did not meet my banking needs at all!

DM

Delmo M.

May 2, 2021

May or may not recommend

Review for UNITY Visa Secured Credit Card

This is the absolute WORST secured card out!????...only can make a online payment every 25 days!????...no way too contact customer service if you don't have ur account number( I lost my card) and it took almost 2months too get a replacement card! #smh...they claim too be BLACK OWNED...but they give BLACK businesses a very bad name!..stay away from this credit card!!! Existing cardholders shud BOYCOTT get on all social media...and ...Show More

JD

Jon D.

Jan 9, 2021

May or may not recommend

Review for UNITY Visa Secured Credit Card

Had a really terrible experience with OneUnited Bank. I thought I was supporting a good cause... instead, I got scammed. I opened up a checking account after perusing the details on their website (since then, they've changed their page to reflect more accurate information). Without notification, they charged me monthly maintenance fees until I had a negative balance in my account. After contacting Customer Service, the bank decided I was ...Show More

Showing 5 of 21 reviews

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