Originally chartered in 1938 as "The Orange County Employees Credit Union," Orange County's Credit Union was formed to provide for the financial needs of local county government employees. During the 1990s, the Credit Union expanded its Membership to include all residents of Orange County, and today, is open to everyone living or working in Orange, Los Angeles, Riverside, and San Bernardino counties. As of September 2020, Orange County's Credit Union reported its assets at more than $2 billion and Membership exceeding 116,000. Welcome to Orange County's Credit Union, Orange County's largest community credit union. With over $2 billion in assets, Orange County's Credit Union enjoys a strong and secure financial position with a net capital ratio of 9.32%,* well above the 7% considered "well capitalized" by the NCUA. Originally chartered in 1938, today the Credit Union serves more than 116,000 Members who have access to nearly 30,000 CO-OP Network ATMs, Online and Mobile banking, as well as investment options, auto loans, and mortgages. You can too, when you bank with us.