Orange Countys Credit Union Mastercard Platinum Rewards Credit Card Review

This is a rewards credit card issued by Orange County's Credit Union. If you're wondering whether Orange Countys Credit Union Mastercard Platinum Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Orange Countys Credit Union Mastercard Platinum Rewards Credit Card has a variable purchase APR that ranges from 9.24% up to 17.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 2% Balance transfer fee. Orange Countys Credit Union Mastercard Platinum Rewards Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Does Orange Countys Credit Union Mastercard Platinum Rewards Credit Card have a cash back or rewards program?

Orange Countys Credit Union Mastercard Platinum Rewards Credit Card is a rewards card.

What are the Orange Countys Credit Union Mastercard Platinum Rewards Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Orange Countys Credit Union Mastercard Platinum Rewards Credit Card?

It has a variable purchase APR that ranges from 9.24% up to 17.24%. The card has a variable balance transfer APR that ranges from 9.24% up to 17.24%. It also has a variable cash advance APR of 18.24% .

What are the fees for Orange Countys Credit Union Mastercard Platinum Rewards Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Orange Countys Credit Union Mastercard Platinum Rewards Credit Card report your account activity to credit bureaus?

Yes, Orange Countys Credit Union Mastercard Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Orange Countys Credit Union Mastercard Platinum Rewards Credit Card

• Visit the Orange Countys Credit Union Mastercard Platinum Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.