1st Money Center

Out of Business

1st Money Center

in Payday Loans

Out of Business

1st Money Center

in Payday Loans

SuperMoney Net Recommendation Score -76% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

2 users recommend
0 users are unsure
15 users don't recommend
Cast your vote
Cast your vote

Would you recommend 1st Money Center to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend


This company no longer offers payday loans.

About 1st Money Center

1st Money Center is a Texas corporation based in Hurst that provides short-term installment loans, lines of credit and payday loans in 28 states. It was founded in 2011 and its entire corporate stock is owned by Michael Brent Turner, the President and CEO of 1st Money Center.

How Does It Work?

1st Money Center offers lines of credit, single payment loans, installment loans, title loans and in some states it also provides an instant cash advance loan on the federal tax refund borrowers expect to receive. Some products are not available in all the states where 1ST Money Center operates.

What Are The Interest Rates?

Interest rates vary widely depending on state lending laws. The APR range in California is 51.48% to 244.33% APR depending on the amount borrowed and the loan term.

How Much Money Can I Borrow?

Loan amounts range from $500 to $3,000 depending on the state you live in. Notice that although marketed as installment loans, the APR is similar to the equivalent interest rate charged by payday loans and the terms are two to three months long.

Which States Does 1st Money Center Operate In?

1st Money Center operates in California, Arizona, Utah, New Mexico, Wyoming, Idaho, Oregon, Washington, Delaware, Missouri, New Mexico, Ohio, South Dakota, Kansas, Louisiana, Missouri, Tennessee, Wisconsin, Texas, Michigan, Alabama, Florida, South Carolina, Virginia, Maryland, New Hampshire, Ohio and Rhode Island.

What Is the Application Process Like?

Borrowers can either complete a short application form online or call one of 1st Money Center and get a loan officer to help complete the application. The application process takes only a few minutes and applicants know immediately whether or not they qualify.

How Is 1st Money Center Better Than Other Lenders?

1st Money Center provides a wide selection of loan products for people with poor credit. Its interest rates can be as high as 245% APR but these are still competitive when you compare it to the rates charged by payday lenders. There are no prepayment penalties on installment loans, so customers can save money by paying early.

1st Money Center offers flexible repayment plans and loan amounts of up to $3,000. Applications receive an approval decision immediately and the funds can be deposited within the next business day. 1st Money Center also offers tax loans to Liberty Tax customers by using their future tax refund as collateral.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   500 Grapevine Highway, Suite 375
    Hurst, TX 76054 USA
  • (855) 428-4153


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 25 states
  • Alabama
  • Arizona
  • California
  • Delaware
  • Florida
  • Idaho
  • Kansas
  • Louisiana
  • Maryland
  • Michigan
  • Missouri
  • New Hampshire
  • New Mexico
  • Ohio
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Credit Score Range 300 - 640
850 300 640
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Funding Time Range (in days) 1 - 3
No Credit Check  
Direct Deposit  
Online Application  
Loan Amount $500 - $3K
APR 51.48% - 244.33%



Would you recommend 1st Money Center to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Payday Loans