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  605 Lending Installment Loans

605 Lending Installment Loans

in Payday Loans from 605 Lending

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605 Lending Installment Loans

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in Payday Loans from 605 Lending

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Highlights
Loan Amount Up to $1,000
Loan Fee N/A
Minimum Monthly Income N/A

605 Lending Installment Loans Review

605 Lending Installment Loans is offered by 605 Lending, a direct lender founded in and based in Flandreau, SD. 605 Lending Installment Loans is available in 35 states across the USA.

605 Lending Installment Loans FAQ

What are the 605 Lending Installment Loans rates & fees?

These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 780% to 780%.

How much can you borrow from 605 Lending Installment Loans?

Loan amounts start at $ and go up to $1,000.

What do you need to qualify for 605 Lending Installment Loans?

605 Lending Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

605 Lending Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. 605 Lending Installment Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via 605 Lending Installment Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by 605 Lending Installment Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does 605 Lending Installment Loans run credit checks?

Yes, 605 Lending Installment Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via 605 Lending Installment Loans?

605 Lending Installment Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.

Does 605 Lending Installment Loans report your account activity to credit bureaus?

Yes, 605 Lending Installment Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About 605 Lending Installment Loans

Availability

  Available in 35 states
  • Alaska
  • Alabama
  • California
  • Delaware
  • Florida
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Dakota
  • Nebraska
  • New Mexico
  • Nevada
  • Ohio
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Checking Account Required
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 1 day
Direct Deposit
Instant Decision
Online Application
APR 780%
Loan Amount Up to $1,000

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