605 Lending Installment Loans

605 Lending Installment Loans Review

605 Lending Installment Loans is offered by 605 Lending, a direct lender founded in and based in Flandreau, SD. 605 Lending Installment Loans are available in 35 states across the USA.

605 Lending Installment Loans FAQ

What are the 605 Lending Installment Loans rates & fees?

These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 780% to 780%.

How much can you borrow from 605 Lending Installment Loans?

Loan amounts start at $ and go up to $1,000.

What do you need to qualify for 605 Lending Installment Loans?

605 Lending Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

605 Lending Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. 605 Lending Installment Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via 605 Lending Installment Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by 605 Lending Installment Loans.

To qualify, applicants may need to provide the following documentation:

• Applicants must have an active and valid personal checking account
• Driver's license
• Government issued photo ID
• Proof of identity
• Proof of citizenship or residence permit

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Does 605 Lending Installment Loans run credit checks?

Yes, 605 Lending Installment Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via 605 Lending Installment Loans?

605 Lending Installment Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.

Does 605 Lending Installment Loans report your account activity to credit bureaus?

Yes, 605 Lending Installment Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

For more information on payday loans, tribal loans, and their alternatives, read this guide.