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Cash Advances
Payday Loans
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Last Updated: 04/18/2025

Not Currently Available

Action Payday

in Cash Advances from Action Payday

Last Updated: 04/18/2025

Action Payday logo
Mostly not recommended8 total votes
3 users recommend
5 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Key Takeaway 3

N/A


Amount Range

$100 - $1,500

Fee

$10 - $30

Minimum Monthly Income

$1,000

Number of Reviews

8

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Action Payday Review

Action Payday is offered by Action Payday, a direct lender founded in 2008 and based in Flandreau, SD. Action Payday are available in 36 states and Washington, DC.

Action Payday FAQ

What rates and fees does Action Payday charge?

Action Payday offers advances with fees ranging from $10 to $30. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 353.23% to 365.75%.

How much cash can you access from Action Payday?

Advances start at $100 and go up to $1,500 depending on how much you qualify for.

What do you need to qualify for Action Payday?

Applicants with a credit score of at least 350 and up to 850 may be eligible for Action Payday. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Action Payday does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Action Payday.

Does Action Payday run credit checks?

No, Action Payday will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion).

What is the estimated funding time for a cash advance via Action Payday?

Action Payday will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.

Is Action Payday a legit company?

Action Payday was founded in 2008, it is a well-established company that has been in business for 18 years. Action Payday is mostly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

PO Box 283
Flandreau, SD 57028
(855) 228-4660
Visit Site

Other Services by Action Payday

SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -25, or 2.5 on a 5-point rating scale.

-25

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Action Payday Community Reviews

Would you recommend Action Payday to your friends?

DG

Dorian G.

May 8, 2019

May or may not recommend

Really great personality when going to pay our loan.very energetic person and happy.. Always respectful when greeting you. Good vibe environment.

CG

chanka G.

Dec 12, 2018

May or may not recommend

yes? action payday is a very good loan to have.

U

Anonymous

Apr 28, 2017

May or may not recommend

I will try this out today I hope I get approved

U

Anonymous

Oct 15, 2016

May or may not recommend

Going to try this out. Hopefully it's legit and trustworthy.

U

Anonymous

Jun 5, 2016

May or may not recommend

Gonna try it. I hope its legit, i need the money bad!????

U

Anonymous

Apr 10, 2016

May or may not recommend

Going to try and see how it goes. Hopefully I get approved

U

Anonymous

Mar 30, 2016

May or may not recommend

gunna try it out stupid how you have to comment before you try it

U

Anonymous

Nov 3, 2015

May or may not recommend

This is the worse experience that I can ever imagine. They take advantage of people and it should be against the law. I borrowed $300.00 and I have paid them $600+ back and they still say I owe them 12 more payments. If you know anyone that may go to them please tell them not too.

Showing 8 of 8 reviews

1 other review that is currently hidden

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