Action Payday

Out of Business

Action Payday

in Payday Loans from Action Payday

Out of Business

Action Payday

in Payday Loans from Action Payday

SuperMoney Net Recommendation Score -25% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
5 users don't recommend
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You voted: May or may not recommend

Community Rating Mostly not recommended
Loan Amount $100 - $1,500
Loan Fee $10 - $30
Minimum Monthly Income $1,000
Number of Reviews 8

Action Payday Review

Action Payday is no longer available to new customers.

Click here to compare Payday Loans and quickly find the best options for your needs.

Action Payday is offered by Action Payday, a direct lender founded in 2008 and based in Flandreau, SD. Action Payday is available in 36 states (and Washington, DC).

What are the Action Payday rates & fees?

Action Payday offers payday loans with loan fees ranging from $10 to $30. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 353.23% to 365.75%.

How much can you borrow from Action Payday?

Loan amounts start at $100 and go up to $1,500.

What do you need to qualify for Action Payday?

Applicants with a credit score of at least 350 and up to 850 are eligible for Action Payday. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Action Payday does not have or does not disclose a minimum annual income eligibility requirement. Action Payday will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

U.S. citizens are, of course, eligible for the services offered by Action Payday. Permanent resident / green card holders are also eligible to apply.

Does Action Payday run credit checks?

No, Action Payday will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Action Payday?

Action Payday will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

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About Action Payday


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 36 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • California
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Hawaii
  • Idaho
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $10 - $30
Checking Account Required  
Credit Score Range 350 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Minimum Monthly Income $1,000
Funding Time Range 1 - 3 days
No Credit Check  
Direct Deposit  
Online Application  
APR 353.23% - 365.75%
Loan Amount $100 - $1,500

Action Payday Community Reviews


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