Action Payday

Out of Business

Action Payday

in Payday Loans from Action Payday

Out of Business

Action Payday

in Payday Loans from Action Payday

SuperMoney Net Recommendation Score -25% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
5 users don't recommend
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Community Rating Mostly not recommended
Loan Amount $100 - $1,500
Loan Fee $10 - $30
Minimum Monthly Income $1,000
Number of Reviews 8

Action Payday Review

Action Payday is a short term loan offering by Action Payday, a direct lender based in Flandreau, SD. Founded in 2008, Action Payday offers access to payday loans in 36 states (and Washington, DC).

What are the Action Payday rates & fees?

Action Payday offers payday loans with loan fees ranging from $10 to $30. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get rates ranging from 353.23% to 365.75%.

How much can you borrow from Action Payday?

Loan amounts start at $100 and go up to $1,500.

What are the Action Payday minimum approval requirements?

  • Applicants with a credit score of at least 350 can apply for a loan via Action Payday.
  • The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
  • Only U.S. citizens and permanent residents can apply for a loan.
  • You'll need a minimum monthly income of $1,000 to qualify for a loan with Action Payday.
  • Action Payday will also consider borrowers who are unemployed .
  • Borrowers must have an active checking account to apply for a loan.
  • Active duty servicemembers and their covered dependents cannot apply for a loan via Action Payday. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

Does Action Payday run credit checks?

No, Action Payday will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Action Payday?

Action Payday will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

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About Action Payday


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 36 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • California
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Hawaii
  • Idaho
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $10 - $30
Minimum Age 18
Minimum Monthly Income $1,000
Credit Score Range 350 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Funding Time Range (in days) 1 - 3
No Credit Check  
Direct Deposit  
Online Application  
Loan Amount $100 - $1.5K
APR 353.23% - 365.75%

Action Payday Community Reviews


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