Action Payday

Action Payday Review

Action Payday is offered by Action Payday, a direct lender founded in 2008 and based in Flandreau, SD. Action Payday are available in 36 states (and Washington, DC).

Action Payday FAQ

What are the Action Payday rates & fees?

Action Payday offers payday loans with loan fees ranging from $10 to $30. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 353.23% to 365.75%.

How much can you borrow from Action Payday?

Loan amounts start at $100 and go up to $1,500.

What do you need to qualify for Action Payday?

Action Payday does not have or does not disclose a minimum annual income eligibility requirement. Action Payday will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Action Payday.

Is Action Payday a legit company?

Action Payday was founded in 2008, it is a well-established company that has been in business for 15 years. Action Payday are mostly not recommended by SuperMoney community users.

Does Action Payday run credit checks?

No, Action Payday will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Action Payday?

Action Payday will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

Is Action Payday a legit company?

Action Payday was founded in 2008, it is a well-established company that has been in business for 15 years. Action Payday are mostly not recommended by SuperMoney community users.

For more information on payday loans, tribal loans, and their alternatives, read this guide.