in Payday Loans
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Where does Advance America do business?
Advance America is a direct lender based in Spartanburg, SC. It was founded in 1997 and offers access to payday loans in 28 states across the USA.
What loan fees does Advance America charge and what are the equivalent APRs?
Advance America offers payday loans with loan fees ranging from $15 to $87.5. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 234.9% to 785.27%.
How much can you borrow from Advance America?
Loan amounts start at $100 and go up to $5,000.
What is the maximum loan term you can get with Advance America?
Advance America has payday loans with a maximum term of 31 days.
What do you need to qualify for a loan with Advance America?
Applicants with a credit score of at least 300 can apply for a loan via Advance America.
Active duty servicemembers and their covered dependents cannot apply for a loan via Advance America. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for a payday loan via Advance America?
Advance America will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.For more information on payday loans, tribal loans, and their alternatives, read this guide.
135 N Church St
Spartanburg, SC 29306 USA
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