Cash Central

in Payday Loans

Claimed Visit Site

Cash Central


in Payday Loans

SuperMoney Net Recommendation Score -71% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

3 users recommend
0 users are unsure
18 users don't recommend
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Where does Cash Central do business?

Cash Central is a direct lender based in North Logan, UT. It was founded in 2005 and offers access to payday loans in 22 states across the USA.

What loan fees does Cash Central charge and what are the equivalent APRs?

Cash Central offers payday loans with loan fees ranging from $15 to $540. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.61% to 2463.75%.

How much can you borrow from Cash Central?

Loan amounts start at $100 and go up to $2,000.

What is the maximum loan term you can get with Cash Central?

Cash Central has payday loans with a maximum term of 35 days.

What do you need to qualify for a loan with Cash Central?

Applicants with a credit score of at least 300 can apply for a loan via Cash Central.

You'll need a minimum monthly income of $600 to qualify for a loan with Cash Central. Cash Central will also consider borrowers who are unemployed as long as they have an annual income of $7,200 or higher. Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Central. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Cash Central?

Cash Central will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

For more information on payday loans, tribal loans, and their alternatives, read this guide.
CASH CENTRAL Disclosure: Ohio Residents: in Ohio loans are arranged by Cash Central of Ohio, LLC, CS900178 a registered Ohio Credit Service Organization (CSO). CSO is not a lender. Loans are provided by unaffiliated third-party lender NCP Finance Ohio, LLC pursuant to the Ohio Mortgage Loan Act, O.R.C. §§ 1321.51 et seq. Texas Residents: in Texas loans are arranged by Cash Central of Texas, LLC, 16283-59168 a licensed Credit Access Business (CAB). CAB is not a lender. Loans are provided by unaffiliated third-party lender First Financial Loan Company, LLC pursuant to the Texas Finance Code, Chapter 393. Mississippi Residents: Mississippi loans are provided by CCF of Mississippi, LLC, a lender which also provides other loan products at retail locations in Mississippi under business names other than Cash Central, please call 1-855-920-9800 for details on other loan products provided by CCF in Mississippi.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Message from Cash Central

Cash Central is a licensed online lender serving the financial needs of online customers with a staff that pioneered online lending and has decades of combined lending experience.

Other Services by Cash Central


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 22 states
  • Alabama
  • Alaska
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • North Dakota
  • Ohio
  • Oklahoma
  • Rhode Island
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $15 - $540
Minimum Monthly Income $600
Credit Score Range 300 - 650
850 300 650
Minimum Annual Income $7,200
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Funding Time Range (in days) 1 - 3
No Credit Check  
Online Application  
Loan Amount $100 - $2K
Loan Term (Days) Up to 35
APR 214.61% - 2,463.75%



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