in Payday Loans
Strongly not recommended
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Where does Cash Central do business?
Cash Central is a direct lender based in North Logan, UT. It was founded in 2005 and offers access to payday loans in 22 states across the USA.
What loan fees does Cash Central charge and what are the equivalent APRs?
Cash Central offers payday loans with loan fees ranging from $15 to $540. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.61% to 2463.75%.
How much can you borrow from Cash Central?
Loan amounts start at $100 and go up to $2,000.
What is the maximum loan term you can get with Cash Central?
Cash Central has payday loans with a maximum term of 35 days.
What do you need to qualify for a loan with Cash Central?
Applicants with a credit score of at least 300 can apply for a loan via Cash Central.
Only U.S. citizens and permanent residents can apply for a loan.
You'll need a minimum monthly income of $600 to qualify for a loan with Cash Central. Cash Central will also consider borrowers who are unemployed as long as they have an annual income of $7,200 or higher. Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Central. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for a payday loan via Cash Central?
Cash Central will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.
- North Dakota
- Rhode Island
- U.S. Citizen
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- 1099 Misc. Income
- Direct Deposit (W2, SSA, SSDI)
- Payroll Check or Prepaid Card