in Payday Loans
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Where does Cash Store do business?
Cash Store is a direct lender based in Irving, TX. It was founded in 1996 and offers access to payday loans in 7 states across the USA.
What loan fees does Cash Store charge and what are the equivalent APRs?
Cash Store offers payday loans with loan fees ranging from $15 to $76. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 330.24% to 780%. However, this is just a range. APRs vary by state and product.
How much can you borrow from Cash Store?
Loan amounts start at $100 and go up to $1,000. Note that available loan amounts also vary by state and product.
What is the maximum loan term you can get with Cash Store?
Cash Store has payday loans with terms ranging from 14 to 168 days.
What do you need to qualify for a loan with Cash Store?
Cash Store doesn’t disclose its credit score minimum. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Only U.S. citizens can apply for a loan.
Borrowers must have an active checking account to apply for a loan. Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Store. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Recent bank statements
What is the estimated funding time for a payday loan via Cash Store?
Cash Store will typically provide a credit approval decision in less than an hour and fund the loan within 1 day.For more information on payday loans, tribal loans, and their alternatives, read this guide.
- New Mexico
|Loan Fee||$15 - $76|
|Immigration Status Considered||
|Bank Account Required|
|Employment Statuses Considered||
|Supported Income Types||
|Verification Documents Required||
|Loan Amount||$100 - $1K|
|Loan Term (Days)||14 - 168|
|APR||330.24% - 780%|