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Cash Store

in Payday Loans

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Cash Store

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in Payday Loans

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Overview

Where does Cash Store do business?

Cash Store is a direct lender based in Irving, TX. It was founded in 1996 and offers access to payday loans in 7 states across the USA.

What loan fees does Cash Store charge and what are the equivalent APRs?

Cash Store offers payday loans with loan fees ranging from $15 to $76. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 330.24% to 780%. However, this is just a range. APRs vary by state and product.

How much can you borrow from Cash Store?

Loan amounts start at $100 and go up to $1,000. Note that available loan amounts also vary by state and product.

What is the maximum loan term you can get with Cash Store?

Cash Store has payday loans with terms ranging from 14 to 168 days.

What do you need to qualify for a loan with Cash Store?

Cash Store doesn’t disclose its credit score minimum. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Only U.S. citizens can apply for a loan.

Borrowers must have an active checking account to apply for a loan. Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Store. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for a payday loan via Cash Store?

Cash Store will typically provide a credit approval decision in less than an hour and fund the loan within 1 day.

CASH STORE Disclosure: *Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   1901 Gateway Drive, Suite 200
    Irving, TX 75038 USA
  •   Visit Site

Message from Cash Store

Cash Store provides emergency loans to help customers cover unexpected expenses. We have a long history as a reputable lending company where qualified customers can get their cash advance approved quickly — with NO credit history or credit score required.

No matter how much cash you get or which loan service works for you, our experienced team will make the application & approval process simple. With our easy, stress-free, fast cash services, you can get the money you need in minutes, not hours.

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 7 states
  • Idaho
  • Illinois
  • Michigan
  • New Mexico
  • Texas
  • Utah
  • Wisconsin

Feature Breakdown

List of Fees
Loan Fee
$15 - $76
Minimum Age
18
Immigration Status Considered
  • U.S. Citizen
Bank Account Required?
 
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
Military Status
  • Non-Military
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Proof of Identity
  • Proof of Income
  • Recent Pay Stubs
Dollar Amount
Loan Amount
$100 - $1K
    $50 $5K
Integer
Loan Term (Days)
14 - 168
    14 168
Percentage
APR
330.24% - 780%
    87% 2,464%

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