Features

Where does Cash Store do business?

Cash Store is a direct lender based in Irving, TX. It was founded in 1996 and offers access to payday loans in 7 states across the USA.

What loan fees does Cash Store charge and what are the equivalent APRs?

Cash Store offers payday loans with loan fees ranging from $15 to $76. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 330.24% to 780%. However, this is just a range. APRs vary by state and product.

How much can you borrow from Cash Store?

Loan amounts start at $100 and go up to $1,000. Note that available loan amounts also vary by state and product. 

What is the maximum loan term you can get with Cash Store?

Cash Store has payday loans with terms ranging from 14 to 168 days.

What do you need to qualify for a loan with Cash Store?

Cash Store doesn’t disclose its credit score minimum. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Only U.S. citizens can apply for a loan.

Borrowers must have an active checking account to apply for a loan. Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Store. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for a payday loan via Cash Store?

Cash Store will typically provide a credit approval decision in less than an hour and fund the loan within 1 day.

How does Cash Store describe itself?

Cash Store provides emergency loans to help customers cover unexpected expenses. We have a long history as a reputable lending company where qualified customers can get their cash advance approved quickly — with NO credit history or credit score required.

No matter how much cash you get or which loan service works for you, our experienced team will make the application & approval process simple. With our easy, stress-free, fast cash services, you can get the money you need in minutes, not hours.

  • Bank Account Required?
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
  • Immigration Status Considered
    U.S. Citizen
  • Military Status
    Non-Military
  • Minimum Age
    18
  • Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    • Proof of Identity
    • Proof of Income
    • Recent Pay Stubs
  • Loan Fee
    $15 - $76
  • Funding Time Range (in days)
    Up to 1
  • Loan Amount
    $100 - $1000
  • Loan Term (Days)
    14 - 168
  • APR
    330.24% - 780%
*Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.
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