Features

Cashback Payday Advance is a short-term lender with locations throughout Southern California. It was established in 2003, when it opened its first two locations, and now it has 29 stores. The company offers a variety of financial services, including payday loans, cash advances, installment loans, car title loans, money orders and check cashing.

How Does Cashback Payday Advance Work?

Cashback Payday Advance offers online and in-store credit solutions. Its payday loans and installment loans can be processed entirely online with a short application form. Payday loans do not require a credit check. However, the loan amount available on an installment loan is determined partially by the borrower's credit. Cashback Payday Advance has a clear fee schedule for its payday loans. Yet, its installment loan interest schedule is not available online.

What Are Cashback Payday Advance's Interest Rates?

Cashback Payday Advance charges a $15 for every $100 borrowed. The equivalent APR varies depending on the length of the term. For a 14-day term, it's a 460% APR.

How Much Money Can I Borrow From Cashback Payday Advance?

Cashback Payday Advance's payday loans have a maximum loan amount $300. Installment loans, however, range from $2,600 to $3,000.

Which States Does Cashback Payday Advance Operate In?

It only operates in California. However, it does a good job covering Southern California. If you live in the area, you probably have a store location close to your neighborhood. Cashback Payday Advance has locations in Anaheim, Baldwin Park, Brea, Cathedral City, Chino, Corona, Costa Mesa, Covina, Fullerton, Indio, Lake Elsinore, Loma Linda, Los Angeles, Orange, Rancho Cucamonga, Rialto, Rubidoux, San Bernardino, Santa Ana, Temecula, Temple City, Tustin and West Covina.

What Is the Application Process Like At Cashback Payday Advance?

The application process only takes a few minutes to complete. Borrowers who visit one of their store locations can receive cash immediately. The eligibility requirements are simple: a source of income, an active checking account and valid ID. Applicants for installment loans will need to get a credit check so Cashback Payday Advance can determine the maximum loan it can provide.

Online payday loan applicants can expect to receive their funds by direct deposit within the next business day. Customers applying for an installment loan can complete the application forms online but must visit a store location to pick up their money.

How Is Cashback Payday Advance Better Than Other Lenders?

Cashback Payday Advance has 12 years experience in the business and 29 store locations conveniently spread throughout Southern California. It provides a wide selection of credit and financial services, including payday loans, installment loans, title loans, check cashing and money transfers. The eligibility requirements are easy to meet and the borrowers can either pick up their cash or have it wired directly to their bank account within 24 hours of applying.

  • Advance Fee APR
    460% - 460%
  • Desired Loan Amount
    $100 - $300
  • No Credit Check
  • Min Monthly Income
    $1100
  • No Other Outstanding Loans
  • Direct Deposit
  • Instant Decision
  • Online Application
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0 votes

I think they are great company with low interest rate


0 votes

I have been using Cashback for awhile now. Even when I have been a problem customer, they are still willing to help me resolve my account. They are very professional and patient. Thanks Cashback for putting up with me. You all rock!


0 votes

Entire process was very quick and easy. Loan was funded in my account.Completed entire process online with no phone calls or emails. Don't rate them a 1 star just because you did not get approved, thats nobodys fault but your own.


0 votes

I have been turned down for other loans and I was afraid I would get another "no". The rates are resonable based on my credit score. And, this program will help me not only gain some financial relief, but I can work to restore my credit as well!


0 votes

Everyone I had talked to was very polite and happy to answer any of my questions. Too often we deal with loan companies that feel like we're talking to robots on the other line, everyone here was happy to help and it finally felt like we're actually talking to PEOPLE.


0 votes

Applied for loans at various banks and other lenders with no luck. My credit isn't the greatest. Applied with Cashback Payday Advance online on Tuesday night and funds hit my bank on Wednesday. I had a few questions and when I called they were helpful and pleasant


0 votes

I was a month and a half behind on my mortgage due to my wife being laid off of her job, and the loss of our second income. I needed to just catch up in the meantime, so I turned to Cashback Payday. I got a loan really fast and was able to offset the bank for another month.


0 votes

I got denied at this hole because I had co-signed a loan a few years back for a now ex-boyfriend to get a dirt bike. So dumb, but back to now- apparently he defaulted on the loan and now I cant even get one. I'm so frustrated with all of this, but I had a split second thought then that maybe if a grwon man can't get a loan, he probably shouldn't have a dirt bike either.


0 votes

I needed a quick loan to pay off my credit card balance, before it was late. I am in a program that helps repair your credit, and I backtracked a little recently, and just needed to catch up by takign out more credit. The interst is high, but I am just going to pay it back in full as soon as I get my paycheck


0 votes

My daughter recently got her driver's lisence, and I now would petition that 18 be the minimum driving age. Long story short, she backed my car through my garage door. Apparently drivers education doesnt explain that R is reverse, and not regular. Anyway, I don't have the money for the car deductable and a new garage door, so I took out a quick loan from Cashback PA. The process was simple, and now my daughter parks on the street


0 votes

I live in Temecula, ca and needed a rental car while my car was in the shop. I didnt realize that most rental companies make you deposit $250 on top of all the other stuff the charge. I went to Cashback payday advance to take out a lean on my paycheck, to rent a car, to get to work while my car was in the shop... Anyway, Cashback helped me out when I needed them, and they were very friendly.


0 votes

My cat was in the vet office last week, and I thought she was just fat. It turns out that she has a heart defect and needed open heart surgery... I dont have the heart to put her down, so I had to take out a loan through Cashback Payday Advance for the cost of the surgery. Expensive little thing, but well worth it :)


0 votes

I am sooo mad! Useless people at Ceckback Payday advance. I tried to get a short term advance on my paycheck and got denied because of the fact that I dont make enough money. Well obviously if I made enough money, I wouldnt need a damn payday loan, right? The lady was super condecending too.


0 votes

I had surgery on my ankle about a week ago, and I am not the type of person to sit and recover quietly. I am a busy body and need to be doing something. I decided on my time off of work that I would start doing a side hobby job with mosaics. I needed a little start up cash for needed for supplies, and got the money that day. Now Im covered in grout, but Im not bored :)


0 votes

I had maxed out my credit cards and was somewhat in a panic over being able to repay on time. I have been doing a credit rebuild program, so I got a payday advance in the terms of a mid-term loan with lower interest than my credit card. Now Im rebuilding my credit with paying off my card in full as well as making the loan payments on time.


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