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  CashNetUSA Payday Loans

CashNetUSA Payday Loans

in Payday Loans from Enova International

Claimed

CashNetUSA Payday Loans

Claimed

in Payday Loans from Enova International

SuperMoney Net Recommendation Score -28% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

10 users recommend
1 user is unsure
18 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Loan Amount $100 - $1,500
Loan Fee $15.49 - $375
Minimum Monthly Income $1,000
Number of Reviews 29

CashNetUSA Payday Loans Review

CashNetUSA Payday Loans is offered by Enova International, a direct lender founded in 2009 and based in Chicago, IL. CashNetUSA Payday Loans is offered in 15 states across the USA.

What are the CashNetUSA Payday Loans rates & fees?

CashNetUSA Payday Loans offers payday loans with loan fees ranging from $15.49 to $375. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 86.9% to 1140.63%.

How much can you borrow from CashNetUSA Payday Loans?

Loan amounts start at $100 and go up to $1,500.

What is the maximum loan term you can get with CashNetUSA Payday Loans?

CashNetUSA Payday Loans has payday loans with a maximum term of 35 days.

What do you need to qualify for CashNetUSA Payday Loans?

Applicants with a credit score of at least 300 and up to 700 are eligible for CashNetUSA Payday Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for payday loans with CashNetUSA Payday Loans, applicants need a minimum annual income of $12,000 or higher. CashNetUSA Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the CashNetUSA Payday Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income

Does CashNetUSA Payday Loans run credit checks?

No, CashNetUSA Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via CashNetUSA Payday Loans?

CashNetUSA Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

CASHNETUSA PAYDAY LOANS Disclosure: CA residents: CNU OF CALIFORNIA, LLC d/b/a CashNetUSA is licensed by the Commissioner of Business Oversight (California Financing License No. 603H010 and California Deferred Deposit Originator License No. 1003271); OH residents: Ohio Credit Services Organization Certificate of Registration No. CS.900076.000. *CashNetUSA or third-party lender uses various credit reports, data sources and applicant information as part of its underwriting. Not all loan applications or extension requests are approved or receive the maximum amount permitted under state law. Not all instant decisions result in a loan approval. Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   175 W. Jackson Blvd.
    Suite 1000
    Chicago, IL 60604
  •   Visit Site

Message from Enova International

We've been helping hardworking people get the funds they need for more than 10 years. We've given more than 3 million customers the chance to take control of their financial futures.

Other Services by Enova International

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 15 states
  • Alabama
  • Alaska
  • California
  • Florida
  • Hawaii
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Nevada
  • North Dakota
  • Oklahoma
  • Oregon
  • Rhode Island
  • Wyoming

Feature Breakdown

Loan Fee $15.49 - $375
Credit Score Range 300 - 700
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
Minimum Age 18
Minimum Annual Income $12,000
No Other Outstanding Loans  
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
Minimum Monthly Income $1,000
Funding Time Range (in days) 0 - 1
No Credit Check  
Direct Deposit  
Instant Decision  
Online Application  
APR 86.9% - 1,140.63%
Loan Term Up to 35
Loan Amount $100 - $1.5K

CashNetUSA Payday Loans Community Reviews

 

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