CashNetUSA Payday Loans
in Payday Loans from Enova InternationalClaimed
CashNetUSA Payday LoansClaimed
in Payday Loans from Enova International
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CashNetUSA Payday Loans Review
CashNetUSA Payday Loans is offered by Enova International, a direct lender founded in 2009 and based in Chicago, IL. CashNetUSA Payday Loans is offered in 15 states across the USA.
What are the CashNetUSA Payday Loans rates & fees?
CashNetUSA Payday Loans offers payday loans with loan fees ranging from $15.49 to $375. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 86.9% to 1140.63%.
How much can you borrow from CashNetUSA Payday Loans?
Loan amounts start at $100 and go up to $1,500.
What is the maximum loan term you can get with CashNetUSA Payday Loans?
CashNetUSA Payday Loans has payday loans with a maximum term of 35 days.
What do you need to qualify for CashNetUSA Payday Loans?
Applicants with a credit score of at least 300 and up to 700 are eligible for CashNetUSA Payday Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
To qualify for payday loans with CashNetUSA Payday Loans, applicants need a minimum annual income of $12,000 or higher. CashNetUSA Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the CashNetUSA Payday Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
Does CashNetUSA Payday Loans run credit checks?
No, CashNetUSA Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.
What is the estimated funding time for a payday loan via CashNetUSA Payday Loans?
CashNetUSA Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day .
- North Dakota
- Rhode Island
|Loan Fee||$15.49 - $375|
|Credit Score Range||
300 - 700
|Employment Statuses Considered||
|Immigration Status Considered||
|Minimum Annual Income||$12,000|
|No Other Outstanding Loans|
|Supported Income Types||
|Verification Documents Required||
|Minimum Monthly Income||$1,000|
|Funding Time Range (in days)||0 - 1|
|No Credit Check|
|APR||86.9% - 1,140.63%|
|Loan Term||Up to 35|
|Loan Amount||$100 - $1.5K|