CashNetUSA Payday Loans
in Payday Loans from Enova InternationalUnaffiliated
CashNetUSA Payday LoansUnaffiliated
in Payday Loans from Enova International
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CashNetUSA Payday Loans Review
CashNetUSA Payday Loans is a short term loan offering by Enova International, a direct lender based in Chicago, IL. Founded in 2009, Enova International offers access to payday loans in 15 states across the USA.
What are the CashNetUSA Payday Loans rates & fees?CashNetUSA Payday Loans offers payday loans with loan fees ranging from $15.49 to $375. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get rates ranging from 86.9% to 1140.63%.
How much can you borrow from CashNetUSA Payday Loans?
Loan amounts start at $100 and go up to $1,500.
What is the maximum loan term you can get with CashNetUSA Payday Loans?
CashNetUSA Payday Loans has payday loans with a maximum term of 35 days.
What are the CashNetUSA Payday Loans minimum approval requirements?
- Applicants with a credit score of at least 300 can apply for a loan via CashNetUSA Payday Loans.
- The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
- Only U.S. citizens and permanent residents can apply for a loan.
- You'll need a minimum monthly income of $1,000 to qualify for a loan with CashNetUSA Payday Loans.
- CashNetUSA Payday Loans will also consider borrowers who are unemployed as long as they have an annual income of $12,000 or higher.
- Active duty servicemembers and their covered dependents cannot apply for a loan via CashNetUSA Payday Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Recent bank statements
Does CashNetUSA Payday Loans run credit checks?No, CashNetUSA Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.
What is the estimated funding time for a payday loan via CashNetUSA Payday Loans?
CashNetUSA Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day .
- North Dakota
- Rhode Island
|Loan Fee||$15.49 - $375|
|Minimum Monthly Income||$1,000|
|No Other Outstanding Loans|
|Credit Score Range||
300 - 700
|Immigration Status Considered||
|Minimum Annual Income||$12,000|
|Employment Statuses Considered||
|Supported Income Types||
|Verification Documents Required||
|Funding Time Range (in days)||0 - 1|
|No Credit Check|
|Loan Amount||$100 - $1.5K|
|Loan Term (Days)||Up to 35|
|APR||86.9% - 1,140.63%|