CNU Online Holdings, LLC was founded in 2004 and is based in Chicago, IL.

Learn more about CNU Online Holdings, LLC and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with CNU Online Holdings, LLC.

Limited Liability Company (LLC)

Corporation - Nonprofit

Corporation - C Corp

Corporation - B Corp

Corporation - S Corp

Partnership

Sole Proprietorship

Direct Lender

Marketplace Lending Platform

Other Institution

Broker

Nonbank Financial Service Provider

Financial Technology Company

Bank

Credit Union

Community Bank

Bank Partnership

{{>oob_notice}}
{{>product_basic_intro}}
<h2 class="content-title">Key Takeaways</h2>
{{>takeaways_aggregate_personal_loans}}
<h2 class="content-title">{{>seo_keyword}} Pros & Cons</h2>
{{>proscons_aggregate_personal_loans}}

<h2 class="content-title">{{>seo_keyword}} FAQ</h2>
<h2>What interest rates and personal loan terms do {{>seo_keyword}} offer?</h2>
{{#ifCond features.interest_rate.feature_value '>' 10}}<p>{{>seo_keyword}} have higher than average interest rates for lenders reviewed on SuperMoney.</p>{{/ifCond}}
{{#ifCond features.interest_rate.feature_value '<' 8}}<p>{{>seo_keyword}} have lower than average interest rates for lenders reviewed on SuperMoney.</p>{{/ifCond}} 

<div class="child-question-block">
<h3>What interest rates do {{>seo_keyword}} offer?</h3>
<p>{{>seo_keyword}} offer a 
{{#if features.apr_type.feature_options.[Fixed APR]}}fixed APR{{/if}}
{{#if features.apr_type.feature_options.[Variable APR]}}variable APR{{/if}}
{{#if features.apr_type.feature_options.[Fee-Based Product]}}fee-based{{/if}}
 personal loan product
{{#ifCond features.interest_rate.feature_value '!==' null}}
  {{#ifCond features.interest_rate.feature_value2 '!==' null}}
    {{#ifCond features.interest_rate.feature_value '==' features.interest_rate.feature_value2}}
      of {{features.interest_rate.feature_value}}%.
    {{else}}
      {{#if features.interest_rate.feature_value}}
        that ranges from {{features.interest_rate.feature_value}}% APR{{/if}}
      {{#if features.interest_rate.feature_value2}}
        up to {{features.interest_rate.feature_value2}}% APR.{{/if}}{{/ifCond}}{{else}}
   that starts at {{features.interest_rate.feature_value}}% APR.{{/ifCond}}
{{else}} 
  {{#ifCond features.interest_rate.feature_value2 '!==' null}}
    up to {{features.interest_rate.feature_value2}}% APR.{{else}}
    but they do not disclose their interest rates.{{/ifCond}}
{{/ifCond}}
{{#if features.applicable_disclosures.feature_options.[rates_vary_by_state]}} Interest rates vary by state.{{/if}}{{#if features.applicable_disclosures.feature_options.[rate_quoted_autopay]}} Rate is quoted with autopay discount*.{{/if}}</p>

{{#if features.loan_amount.feature_value}}

<h3>How much can you borrow via {{>seo_keyword}}?</h3>
{{#ifCond features.loan_amount.feature_value '==' features.loan_amount.feature_value2}}<p>{{business_name}} offers {{currency features.loan_amount.feature_value}} loans.</p>{{else}}<p>Personal loan amounts start at {{currency features.loan_amount.feature_value}}{{#if features.loan_amount.feature_value2}}and go up to {{currency features.loan_amount.feature_value2}}{{else}}.{{/if}}{{/ifCond}}{{#if features.applicable_disclosures.feature_options.credit_limits_vary}}(Credit limits vary by state.){{/if}}</p>{{/if}}

{{#if features.loan_term_range__months_.feature_value2}}
<h3>What is the maximum loan term you can get with {{>seo_keyword}}?</h3>
<p>{{>seo_keyword}} offers loans with terms of {{#ifCond features.loan_term_range__months_.feature_value '==' features.loan_term_range__months_.feature_value2}}{{features.loan_term_range__months_.feature_value}} month{{#ifCond features.loan_term_range__months_.feature_value '>' 1}}s{{/ifCond}}.{{else}} up to {{features.loan_term_range__months_.feature_value2}} months.</p>{{/ifCond}}{{/if}}

<table class="inline-features-table inline-features-pane">
  <caption>{{>seo_keyword}} Interest Rates & Loan Terms </caption>
  <tbody>
    
    <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Personal Loan Amount</td>
    
{{#ifCond features.loan_amount.feature_value '!==' null}}
  {{#ifCond features.loan_amount.feature_value2 '!==' null}}
    {{#ifCond features.loan_amount.feature_value '==' features.loan_amount.feature_value2}}
    

      <td class="feature-value">${{features.loan_amount.feature_value}}
    
    {{else}}
      {{#if features.loan_amount.feature_value}}<td class="feature-value">
      ${{features.loan_amount.feature_value}}
      
      {{/if}}
      
      
      {{#if features.loan_amount.feature_value2}}
        - ${{features.loan_amount.feature_value2}}
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at ${{features.loan_amount.feature_value}}
   {{/ifCond}}
{{else}} 
  {{#ifCond features.loan_amount.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.loan_amount.feature_value2}}{{else}}
     <td class="feature-value">N/A
    {{/ifCond}}
{{/ifCond}}
   </tr>

  <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Loan Term</td>
    
{{#ifCond features.loan_term_range__months_.feature_value '!==' null}}
  {{#ifCond features.loan_term_range__months_.feature_value2 '!==' null}}
    {{#ifCond features.loan_term_range__months_.feature_value '==' features.loan_term_range__months_.feature_value2}}
    

      <td class="feature-value">{{features.loan_term_range__months_.feature_value}} months
    
    {{else}}
      {{#if features.loan_term_range__months_.feature_value}}<td class="feature-value">
      {{features.loan_term_range__months_.feature_value}}
      
      {{/if}}
      
      
      {{#if features.loan_term_range__months_.feature_value2}}
         - {{features.loan_term_range__months_.feature_value2}} months
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at {{features.loan_term_range__months_.feature_value}} months
   {{/ifCond}}
{{else}} 
  {{#ifCond features.loan_term_range__months_.feature_value2 '!==' null}}
    <td class="feature-value">up to {{features.loan_term_range__months_.feature_value2}} months{{else}}
     <td class="feature-value">N/A
    {{/ifCond}}
{{/ifCond}}
   </tr>

<tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">APR</td>
    
{{#ifCond features.interest_rate.feature_value '!==' null}}
  {{#ifCond features.interest_rate.feature_value2 '!==' null}}
    {{#ifCond features.interest_rate.feature_value '==' features.interest_rate.feature_value2}}
    

      <td class="feature-value">{{features.interest_rate.feature_value}}% 
    
    {{else}}
      {{#if features.interest_rate.feature_value}}<td class="feature-value">
      {{features.interest_rate.feature_value}}%
      
      {{/if}}
      
      
      {{#if features.interest_rate.feature_value2}}
         - {{features.interest_rate.feature_value2}}%
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at {{features.interest_rate.feature_value}}%
   {{/ifCond}}
{{else}} 
  {{#ifCond features.interest_rate.feature_value2 '!==' null}}
    <td class="feature-value">up to {{features.interest_rate.feature_value2}}%{{else}}
     <td class="feature-value">N/A
    {{/ifCond}}
{{/ifCond}}
        {{#if features.applicable_disclosures.feature_options.[rate_quoted_autopay]}} 
           <br/><em>Rate is quoted with autopay discount*</em>
        {{/if}}
      </td>
    </tr>   
   </tbody></table>
 </div>

<h2>What fees do {{>seo_keyword}} charge?</h2>
<div class="child-question-block">
<h3>Do {{>seo_keyword}} charge an origination fee?</h3>
<p>{{#ifCond features.no_origination_fee.feature_value '==' true}}{{>seo_keyword}} do not charge a personal loan origination fee.</p>
<p>A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.{{else}} {{>seo_keyword}} may charge a personal loan origination fee{{#if features.origination_fee_pct.feature_value}}{{#ifCond features.origination_fee_pct.feature_value '==' features.origination_fee_pct.feature_value2}} of {{features.origination_fee_pct.feature_value}}% of the personal loan amount{{else}}{{#if features.origination_fee_pct.feature_value2}} of {{features.origination_fee_pct.feature_value}}% to {{features.origination_fee_pct.feature_value2}}% of the personal loan amount{{else}} starting at {{features.origination_fee_pct.feature_value}}% of the personal loan amount{{/if}}{{/ifCond}}{{else}}{{#if features.origination_fee_pct.feature_value2}} of up to {{features.origination_fee_pct.feature_value2}}% of the personal loan amount{{/if}}{{/if}}{{#if features.origination_fee_dollar.feature_value}}{{#ifCond features.origination_fee_dollar.feature_value '==' features.origination_fee_dollar.feature_value2}} of {{currency features.origination_fee_dollar.feature_value}}{{else}}{{#if features.origination_fee_dollar.feature_value2}} of {{currency features.origination_fee_dollar.feature_value}} to {{currency features.origination_fee_dollar.feature_value2}}{{else}} starting at {{currency features.origination_fee_dollar.feature_value}}{{/if}}{{/ifCond}}{{else}}{{#if features.origination_fee_dollar.feature_value2}} up to {{features.origination_fee_dollar.feature_value2}}{{/if}}{{#if features.applicable_disclosures.feature_options.[orig_fees_vary_by_state]}} (origination fees and requirements vary by state){{/if}}.{{/if}}{{#if features.origination_fee_pct.feature_value}} {{>seo_keyword}} deducts the origination fee directly from your personal loan amount, so make sure you take this fee into account when deciding how much you need to borrow.{{/if}}{{/ifCond}}</p>

<h3>Do {{>seo_keyword}} charge a late fee?</h3>
<p>{{#if features.late_fee_amount.feature_value}}Yes, {{>seo_keyword}} may charge borrowers a late payment fee if you miss one of the payments{{~else}}No, {{>seo_keyword}} will not charge you a late fee if you miss payments{{~/if}}{{~#if features.late_fee_amount.feature_value2}}{{~#ifCond features.late_fee_amount.feature_value2 '>' 0}} of up to {{currency features.late_fee_amount.feature_value2}}{{else}}{{~/ifCond}}{{~/if}}{{~#if features.late_fee_after__number_of_days_.feature_value}}, which is triggered if you're {{features.late_fee_after__number_of_days_.feature_value}} days late{{~/if}}.</p>

<h3>Do {{>seo_keyword}} charge prepayment fees?</h3>
<p>{{#ifCond features.no_prepayment_penalty.feature_value '===' false}}Yes, {{>seo_keyword}} may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.{{else}}No, {{>seo_keyword}} does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.{{/ifCond}}

<table class="inline-features-table inline-features-pane">
  <caption>{{>seo_keyword}} Fees </caption>
  <tbody>
    
<tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Origination Fee</td>
    
{{#ifCond features.origination_fee_pct.feature_value '!==' null}}
  {{#ifCond features.origination_fee_pct.feature_value2 '!==' null}}
    {{#ifCond features.origination_fee_pct.feature_value '==' features.origination_fee_pct.feature_value2}}
    

      <td class="feature-value">{{features.origination_fee_pct.feature_value}}%
    
    {{else}}
      {{#if features.origination_fee_pct.feature_value}}<td class="feature-value">
      {{features.origination_fee_pct.feature_value}}%
      
      {{/if}}
      
      
      {{#if features.origination_fee_pct.feature_value2}}
        - {{features.origination_fee_pct.feature_value2}}%
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at {{features.origination_fee_pct.feature_value}}%
   {{/ifCond}}
{{else}} 
  {{#ifCond features.origination_fee_pct.feature_value2 '!==' null}}
    <td class="feature-value">up to {{features.origination_fee_pct.feature_value2}}%{{else}}
     <td class="feature-value">No
    {{/ifCond}}
{{/ifCond}}
   </tr>
    <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Prepayment Fee</td>
    
{{#ifCond features.no_prepayment_penalty.feature_value '===' null}}
    

      <td class="feature-value">N/A
    
    {{else}}
    {{#ifCond features.no_prepayment_penalty.feature_value '===' false}}
    

      <td class="feature-value">Yes
      {{else}}
      
    
      <td class="feature-value">
      No
      
      {{/ifCond}}{{/ifCond}}
      
   </tr>
 <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Late Payment Fee</td>
    
{{#ifCond features.late_fee_amount.feature_value '!==' null}}
  {{#ifCond features.late_fee_amount.feature_value2 '!==' null}}
    {{#ifCond features.late_fee_amount.feature_value '==' features.late_fee_amount.feature_value2}}
    

      <td class="feature-value">${{features.late_fee_amount.feature_value}}
    
    {{else}}
      {{#if features.late_fee_amount.feature_value}}<td class="feature-value">
      ${{features.late_fee_amount.feature_value}}
      
      {{/if}}
      
      
      {{#if features.late_fee_amount.feature_value2}}
        - ${{features.late_fee_amount.feature_value2}}
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at ${{features.late_fee_amount.feature_value}}
   {{/ifCond}}
{{else}} 
  {{#ifCond features.late_fee_amount.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.late_fee_amount.feature_value2}}{{else}}
     <td class="feature-value">No
    {{/ifCond}}
{{/ifCond}}
   </tr>

   </tbody></table>
</div>

{{>product_eligibility_question}}


<table class="inline-features-table inline-features-pane">
  <caption>{{>seo_keyword}} Eligibility Criteria </caption>
  <tbody>
    
    <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Minimum Age</td>
    
{{#if features.minimum_age.feature_value}}
    

      <td class="feature-value">{{features.minimum_age.feature_value}}
    
    {{else}}
      <td class="feature-value">
      N/A
      
      {{/if}}
      
   </tr>
<tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Bank Account Required?</td>
    
{{#ifCond features.checking_account_required.feature_value '==' true}}
    

      <td class="feature-value">Yes
    
    {{else}}
      <td class="feature-value">
      No
      
      {{/ifCond}}
      
   </tr>

{{#if features.joint_loan_applications.feature_value}}
    
       <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Application Types Accepted</td>
        <td class="feature-value"><ul>
    

    {{#if features.joint_loan_applications.feature_options.coborrower}}
    
      <li>Co-borrowers</li>
    
    {{/if}}
   
  {{#if features.joint_loan_applications.feature_options.cosigner}}
    
      <li>Cosigners</li>
    
    {{/if}}
  
{{#if features.joint_loan_applications.feature_options.individual_application}}
    

     <li>Individual Applications</li>
    
    {{/if}}</ul></td>

    {{/if}}
   
<tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Credit Score</td>
    
{{#ifCond features.credit_score_range.feature_value '!==' null}}
  {{#ifCond features.credit_score_range.feature_value2 '!==' null}}
    {{#ifCond features.credit_score_range.feature_value '==' features.credit_score_range.feature_value2}}
    

      <td class="feature-value">{{features.credit_score_range.feature_value}}{{#if features.credit_score_type.feature_value}}{{#if features.credit_score_type.feature_options.[FICO]}} FICO{{else}} VantageScore{{/if}}{{/if}}
    
    {{else}}
      {{#if features.credit_score_range.feature_value}}<td class="feature-value">
      {{features.credit_score_range.feature_value}}
      
      {{/if}}
      
      
      {{#if features.credit_score_range.feature_value2}}
         - {{features.credit_score_range.feature_value2}}{{#if features.credit_score_type.feature_value}}{{#if features.credit_score_type.feature_options.[FICO]}} FICO{{else}} VantageScore{{/if}}{{/if}}
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at {{features.credit_score_range.feature_value}}{{#if features.credit_score_type.feature_value}}{{#if features.credit_score_type.feature_options.[FICO]}} FICO{{else}} VantageScore{{/if}}{{/if}}
   {{/ifCond}}
{{else}} 
  {{#ifCond features.credit_score_range.feature_value2 '!==' null}}
    <td class="feature-value">up to {{features.credit_score_range.feature_value2}}{{else}}
     <td class="feature-value">N/A
    {{/ifCond}}
{{/ifCond}}
   </tr>
   </tbody></table>
{{#if features.funding_time_range.feature_value}}
<h2>What is the estimated funding time for a personal loan via {{>seo_keyword}}?</h2>
{{#ifCond business_name '==' "CashNetUSA Personal Loans"}}<p>CashNetUSA will typically approve (or deny) a loan application the same day.</p>

<p>Approved loans are generally funded the same business day for applications approved before 1:30 PM CT Monday - Friday, or the next business day for applications completed outside of those windows. Delays may occur if additional verification or documents are required.*</p>
{{else}}
<p>{{#ifCond features.speed.feature_value '==' 0}}{{>seo_keyword}} will typically provide a credit approval decision in less than an hour and fund the loan within {{features.funding_time_range.feature_value2}} business day{{#ifCond features.funding_time_range.feature_value2 '>' 1}}s{{/ifCond}}.{{else}}{{>seo_keyword}} will typically {{#if features.speed.feature_value}}approve (or deny) a loan application within {{features.speed.feature_value}} hour{{#ifCond features.speed.feature_value '>' 1}}s{{/ifCond}} and {{/if}}fund loans within {{features.funding_time_range.feature_value2}} business day{{#ifCond features.funding_time_range.feature_value2 '>' 1}}s{{/ifCond}} of approval.{{/ifCond}}
{{/ifCond}}
{{/if}} 

 {{>product_credit_bureau_question}}

{{>legit_company_question}}

<h2>How to apply for {{>seo_keyword}}</h2>
{{#if features.application_process.feature_value}}
    {{{features.application_process.feature_value}}}
    {{else}}
<ul>
  <li>Visit the {{#if monetized_b}}{{#if website_track}}<a href="{{website_track}}">{{/if}}website{{#if website_track}}</a>{{/if}}{{else}}website{{/if}}.</li>
  <li>Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.</li>
  <li>Check the information is accurate and submit your application.</li> 
 </ul>
 {{/if}}

{{>oob_notice}}

{{>product_basic_intro}}

<h2 class="content-title">Key Takeaways</h2>
{{>takeaways_aggregate_personal_lines_of_credit}}
<h2 class="content-title">{{>seo_keyword}} Pros & Cons</h2>
{{>proscons_aggregate_personal_loans}}


<h2 class="content-title">{{>seo_keyword}} FAQ</h2>
{{>product_apr_question}}

{{#if features.apr_type.feature_options.[Fee or Charge Based Product]}}Unlike most credit lines, which typically charge a simple daily interest rate, {{>seo_keyword}} does not have a periodic interest rate. Instead, {{>seo_keyword}} charges a fee {{#if features.cash_advance_fee_prc.feature_value}}when you take a cash advance, plus a fee{{/if}} each payment period based on your ending principal balance {{#if features.cash_advance_fee_prc.feature_value}}(inclusive of the cash advance fees){{/if}}. The equivalent APR will vary depending on the amount borrowed and how long you take to repay, 
{{#ifCond features.interest_rate.feature_value '!==' null}}
  {{#ifCond features.interest_rate.feature_value2 '!==' null}}
    {{#ifCond features.interest_rate.feature_value '==' features.interest_rate.feature_value2}}
      of {{features.interest_rate.feature_value}}% APR.
    {{else}}
      {{#if features.interest_rate.feature_value}}
        starting at {{features.interest_rate.feature_value}}% APR
      {{/if}}
      {{#if features.interest_rate.feature_value2}}
        up to {{features.interest_rate.feature_value2}}% APR.
      {{/if}}
    {{/ifCond}}
  {{else}}
     starting at {{features.interest_rate.feature_value}}% APR.
  {{/ifCond}}
{{else}} 
  {{#ifCond features.interest_rate.feature_value2 '!==' null}}
    up to {{features.interest_rate.feature_value2}}% APR.
    {{else}}
    but they do not disclose their interest rates.
     {{/ifCond}}
  {{/ifCond}}
{{/if}}
 
{{#ifCond business_name '==' "CashNetUSA Line of Credit"}}{{else}}
<h2>Does {{>seo_keyword}} charge an origination fee?</h2>
{{#ifCond features.no_origination_fee.feature_value '==' true}}
	<p>No, they do not charge an origination fee.</p>
 	<p>An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.{{else}} Yes, they charge a line of credit origination fee{{#if features.origination_fee_pct.feature_value}}
 			{{#ifCond features.origination_fee_pct.feature_value '==' features.origination_fee_pct.feature_value2}}
 				 of {{features.origination_fee_pct.feature_value}}% of the line of credit amount
 				 {{else}}
 				 {{#if features.origination_fee_pct.feature_value2}}
 				 	 of {{features.origination_fee_pct.feature_value}}% to {{features.origination_fee_pct.feature_value2}}% of the line of credit an amount
 				 {{else}}
 				 	 starting at {{features.origination_fee_pct.feature_value}}% of the line of credit amount
 				 {{/if}}
 			{{/ifCond}}
 			{{else}}
 			{{#if features.origination_fee_pct.feature_value2}}
 				 of up to {{features.origination_fee_pct.feature_value2}}% of the line of credit amount
 			{{/if}}
 		{{/if}}
 		{{#if features.origination_fee_dollar.feature_value}}
 			{{#ifCond features.origination_fee_dollar.feature_value '==' features.origination_fee_dollar.feature_value2}}
 				 of {{currency features.origination_fee_dollar.feature_value}}
 			{{else}}
 				{{#if features.origination_fee_dollar.feature_value2}}
 					 of {{currency features.origination_fee_dollar.feature_value}} to {{currency features.origination_fee_dollar.feature_value2}}{{else}} starting at {{currency features.origination_fee_dollar.feature_value}}
	 			{{/if}}
 			{{/ifCond}}
 			{{else}}
 				{{#if features.origination_fee_dollar.feature_value2}}
 					 up to {{features.origination_fee_dollar.feature_value2}}
				{{/if}}.
 			{{/if}}
 			{{#if features.origination_fee_pct.feature_value}}
 				 They deduct the fee directly from your line of credit amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
 			{{/if}}
 		{{/ifCond}}
 	 {{/ifCond}}
 <h2>Does {{>seo_keyword}} charge a cash advance fee?</h2>
 {{#ifCond business_name '==' "CashNetUSA Line of Credit"}}CashNetUSA charges a 15% transaction fee on the amount drawn for each cash advance draw in some states, and no transaction fees in other states. Visit the Rates & Terms page for more information about fees in your state.{{else}}
  {{#ifCond features.no_cash_advance_fees.feature_value '==' true}}
 	<p>No, they do not charge a cash advance fee. Some lenders charge a cash advance fee every time borrowers withdraw cash from their line of credit. Typically, fees range from 0.5% to 10% of the amount withdrawn.
 	{{else}}
 	 Yes, they may charge a fee{{~#if features.cash_advance_fee_prc.feature_value}}
 			{{~#ifCond features.cash_advance_fee_prc.feature_value '==' features.cash_advance_fee_prc.feature_value2}}
 				 of {{features.cash_advance_fee_prc.feature_value}}% of the amount of each cash advance.
 			{{else}}
 				{{~#if features.cash_advance_fee_prc.feature_value2}}
 					 of {{features.cash_advance_fee_prc.feature_value}}% to {{features.cash_advance_fee_prc.feature_value2}}% of the amount of each cash advance.{{else}} starting at {{features.cash_advance_fee_prc.feature_value}}% of the amount of each cash advance
 				{{/if}}
 			{{/ifCond}}
 			{{else}}
 				{{~#if features.cash_advance_fee_prc.feature_value2}}
 					 of up to {{features.cash_advance_fee_prc.feature_value2}}% of the amount of each cash advance.
 	{{/if}}.
 {{/if}}
 {{#if features.cash_advance_fee.feature_value}}
 	{{#ifCond features.cash_advance_fee.feature_value '==' features.cash_advance_fee.feature_value2}} of {{currency features.cash_advance_fee.feature_value}}
 	{{else}}
 		{{#if features.cash_advance_fee.feature_value2}} of {{currency features.cash_advance_fee.feature_value}} to {{currency features.cash_advance_fee.feature_value2}}
 			{{else}}
 			 starting at {{currency features.cash_advance_fee.feature_value}}
 		{{/if}}
 	{{/ifCond}}
 	{{else}}
 		{{#if features.cash_advance_fee.feature_value2}}
 			up to {{features.cash_advance_fee.feature_value2}}.</p>
 		{{/if}}
 	{{/if}}
 {{/ifCond}}
{{/ifCond}}
 <h2>Does the {{business_name}} charge a statement balance fee?</h2>
{{#if features.carried_balance_fee.feature_value}}
	<p>Yes, {{business_name}} can charge a statement balance fee
 	{{#ifCond features.carried_balance_fee.feature_value '==' features.carried_balance_fee.feature_value2}} of {{currency features.carried_balance_fee.feature_value}}
 	 	{{else}}
 		{{#if features.carried_balance_fee.feature_value2}} of {{currency features.carried_balance_fee.feature_value}} to {{currency features.carried_balance_fee.feature_value2}} each billing cycle.
 			{{else}}
 			 starting at {{currency features.carried_balance_fee.feature_value}}
 		{{/if}}
 	{{/ifCond}}

 	{{#if features.carried_balance_fee.feature_value2}}
 	up to {{features.carried_balance_fee.feature_value2}} each billing cycle.</p>
 	{{/if}}
{{else}}
<p>No, this lender does not charge a statement balance fee.{{#ifCond business_name '==' "CashNetUSA Line of Credit"}} {{>seo_keyword}} charges interest according to the applicable APR.{{/ifCond}}</p>
 {{/if}}

 <h2>Does {{business_name}} charge a late fee?</h2>
	 <p></p>{{#ifCond features.no_late_fees.feature_value '==' true}}
	 	No, they will not charge you a late fee{{else}}Yes, they may charge borrowers a late payment fee{{/ifCond}}{{~#if features.late_fee_amount.feature_value}}
	 	 of up to {{currency features.late_fee_amount.feature_value}}
	{{/if}}
	 {{~#if features.late_fee_after__number_of_days_.feature_value}}
	 	, which is triggered if you're {{features.late_fee_after__number_of_days_.feature_value}} days late{{/if}}.</p>
{{>category_table feature_category="fees"}}

 {{#if features.loan_amount.feature_value}}
 	<h2>How much can you borrow via {{>seo_keyword}}?</h2>
 	<p>Upon approval and based on your credit history, your personal line of credit will be assigned a credit limit of at least {{currency features.loan_amount.feature_value}}
 		{{#if features.loan_amount.feature_value2}}
 			 and as much as {{currency features.loan_amount.feature_value2}}.
 		{{else}}.</p>
 		{{/if}}
 	{{/if}}
 {{#if features.loan_term_range__months_.feature_value2}}
 	<h2>What is the maximum term you can get with {{business_name}}?</h2>
 	<p>They offer personal lines of credit with 
 	{{#if features.loan_term_range__months_.feature_value}}
 		 repayment terms ranging from {{features.loan_term_range__months_.feature_value}} to {{features.loan_term_range__months_.feature_value2}} months.</p>
 	{{/if}}
 {{/if}}
 

 


 
 
 {{>product_eligibility_question}}
 



{{#if features.funding_time_range.feature_value}}
	 <h2>What is the estimated funding time for a personal line of credit?</h2>
{{#ifCond business_name '==' "CashNetUSA Line of Credit"}}<p>CashNetUSA will typically approve (or deny) a loan application the same day.</p>

<p>Approved loans are generally funded the same business day for applications approved before 1:30 PM CT Monday - Friday, or the next business day for applications completed outside of those windows. Delays may occur if additional verification or documents are required.*</p>
{{else}}
 	{{#ifCond features.speed.feature_value '==' 0}}
 		{{#if features.funding_time_range.feature_value}}
 			<p>{{>seo_keyword}} will typically provide a credit approval decision in less than an hour and fund the line of credit within {{features.funding_time_range.feature_value2}} business day{{#ifCond features.funding_time_range.feature_value2 '>' 1}}s
 			{{/ifCond}}.
 		{{/if}}
 	{{else}}
 		{{>seo_keyword}} will typically 
 		{{#if features.speed.feature_value}}
 			approve (or deny) a line of credit application within {{#ifCond features.speed.feature_value '<' 25}} one day{{else}}{{features.speed.feature_value}} hours{{/ifCond}}
 			 and 
 		{{/if}}
 		fund personal lines of credit within {{features.funding_time_range.feature_value2}} business day
 		{{~#ifCond features.funding_time_range.feature_value2 '>' 1}}s
 		{{~/ifCond}}
 		 of approval.
 	{{/ifCond}}</p>
 	{{/ifCond}}
 {{/if}} 

 {{>product_credit_bureau_question}}



{{#ifCond features.pros___cons_table.feature_value '==' true}}
 	 <h2>How does {{>seo_keyword}} compare to other personal lines of credit?</h2>
  	<table class="inline-features-table inline-features-pane inline-features-supported pros-and-cons">
    <caption>Pros & Cons of {{business_name}}</caption>
    <tbody>
    <tr class="row table-label-row">
       <th class="supported-features">Pros</th>
       <th class="unsupported-features">Cons</th>
     </tr>
    <tr class="row">
      <td class="supported-features">
          <ul>
        {{#if features.pro1.feature_value}}
            <li>{{features.pro1.feature_value}}</li>
        {{/if}}{{#if features.pro2.feature_value}}
            <li>{{features.pro2.feature_value}}</li>
        {{/if}}{{#if features.pro3.feature_value}}
            <li>{{features.pro3.feature_value}}</li>
        {{/if}}{{#if features.pro4.feature_value}}
            <li>{{features.pro4.feature_value}}</li>        
        {{/if}}
        </ul>
      </td>   
      <td class="unsupported-features">
          <ul>
        {{#if features.con1.feature_value}}
            <li>{{features.con1.feature_value}}</li>
        {{/if}}{{#if features.con2.feature_value}}
            <li>{{features.con2.feature_value}}</li>
        {{/if}}{{#if features.con3.feature_value}}
            <li>{{features.con3.feature_value}}</li>
        {{/if}}{{#if features.con4.feature_value}}
            <li>{{features.con4.feature_value}}</li>        
        {{/if}}
        </ul>
      </td>   
    </tr>
    </tbody>
  </table>
{{/ifCond}}

{{>legit_company_question}}
 
<h2>How to apply for {{>seo_keyword}}</h2>
{{#if features.application_process.feature_value}}
    {{{features.application_process.feature_value}}}
    {{else}}
<ul>
  <li>Visit the {{#if monetized_b}}{{#if website_track}}<a href="{{website_track}}">{{/if}}website{{#if website_track}}</a>{{/if}}{{else}}website{{/if}}.</li>
  <li>Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.</li>
  <li>Check the information is accurate and submit your application.</li> 
 </ul>
 {{/if}}

Find the best personal lines of credit rates and terms. Compare lenders, read expert analysis and reviews from real users

A personal line of credit is similar to a personal credit card in that once you get approved for a line of credit, you can draw and spend any portion of it at any time. When you withdraw money from the line of credit, you receive a bill and pay interest based on your outstanding balance.<br /><br />These are <b>not</b> prequalified offers so the exact APR, loan amount, and terms will vary based on your rate quote request.

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You also matched {{#ifCond offer_count '<=' 1}}another{{else}}other{{/ifCond}} personal loan {{#ifCond offer_count '<=' 1}} option {{else}} options {{/ifCond}}. {{#ifCond offer_count '<=' 1}}This is <b>not</b> a prequalified offer{{else}}These are <b>not</b> prequalified offers{{/ifCond}} so the exact APR, loan amount, and terms will vary based on your rate quote request.

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