SuperMoney 

Check City

in Payday Loans

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Check City

Claimed

in Payday Loans

SuperMoney Net Recommendation Score +57% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

16 users recommend
4 users are unsure
3 users don't recommend
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Overview

Where does Check City do business?

Check City is a direct lender based in Provo, UT. It was founded in 1986 and offers access to payday loans in 19 states across the USA.

What loan fees does Check City charge and what are the equivalent APRs?

Check City offers payday loans with loan fees ranging from $20 to $100. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 182.5% to 912.5%.

How much can you borrow from Check City?

Loan amounts start at $100 and go up to $2,500.

What is the maximum loan term you can get with Check City?

Check City has payday loans with a maximum term of 62 days.

What do you need to qualify for a loan with Check City?

Applicants with a credit score of at least 300 can apply for a loan via Check City. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Only U.S. citizens and permanent residents can apply for a loan.

Check City will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Check City. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Check City?

Check City will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

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Contact

  • Headquarters
  •   2474 N University Ave
    Provo, UT 89431 USA
  •   Visit Site

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 19 states
  • Alabama
  • Alaska
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Missouri
  • Nevada
  • New Mexico
  • North Dakota
  • South Dakota
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

List of Fees
Loan Fee
$20 - $100
Minimum Age
18
Credit Score Range
300 - 650
850 300 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Integer
Funding Time Range (in days)
1 - 3
    0 7
No Credit Check
 
Direct Deposit
 
Online Application
 
Dollar Amount
Loan Amount
$100 - $2.5K
    $50 $5K
Integer
Loan Term (Days)
Up to
62
Percentage
APR
182.5% - 912.5%
    87% 2,464%

Reviews

 
 

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