Check City Payday Loans

Check City Payday Loans Review

Check City Payday Loans is offered by Check City, a direct lender founded in 1986 and based in Provo, UT. Check City Payday Loans are available in 19 states across the USA.

Check City Payday Loans FAQ

What are the Check City Payday Loans rates & fees?

Check City Payday Loans offers payday loans with loan fees ranging from $20 to $100. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 182.5% to 912.5%.

How much can you borrow from Check City Payday Loans?

Loan amounts start at $100 and go up to $2,500.

What is the maximum loan term you can get with Check City Payday Loans?

Check City Payday Loans has payday loans with a maximum term of 62 days.

What do you need to qualify for Check City Payday Loans?

Check City Payday Loans does not have or does not disclose a minimum annual income eligibility requirement. Check City Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Check City Payday Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Check City Payday Loans.

Is Check City a legit company?

Check City was founded in 1986, it is a well-established company that has been in business for 37 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

Does Check City Payday Loans run credit checks?

No, Check City Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Check City Payday Loans?

Check City Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

Is Check City a legit company?

Check City was founded in 1986, it is a well-established company that has been in business for 37 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

For more information on payday loans, tribal loans, and their alternatives, read this guide.