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  Check 'n Go Payday Loans

Check 'n Go Payday Loans

in Payday Loans from Check 'n Go

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Check 'n Go Payday Loans

Unaffiliated

in Payday Loans from Check 'n Go

SuperMoney Net Recommendation Score -15%

SUPERMONEY NET RECOMMENDATION SCORE

-15%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Mostly not recommended

8 users recommend
1 user is unsure
11 users don't recommend
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Would you recommend Check 'n Go Payday Loans to your friends?

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Highlights
Community Rating Mostly not recommended
Loan Amount $100 - $865
Loan Fee $25 - $134.07
Minimum Monthly Income N/A
Number of Reviews 20

Check 'n Go Payday Loans Review

Check 'n Go Payday Loans is offered by Check 'n Go, a direct lender founded in 1994 and based in Cincinnati, OH. Check 'n Go Payday Loans is available in 18 states across the USA.

Check 'n Go Payday Loans FAQ

What are the Check 'n Go Payday Loans rates & fees?

Check 'n Go Payday Loans offers payday loans with loan fees ranging from $25 to $134.07. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 456.25% to 1520.83%.

How much can you borrow from Check 'n Go Payday Loans?

Loan amounts start at $100 and go up to $865.

What is the maximum loan term you can get with Check 'n Go Payday Loans?

Check 'n Go Payday Loans has payday loans with a maximum term of 31 days.

What do you need to qualify for Check 'n Go Payday Loans?

Check 'n Go Payday Loans does not have or does not disclose a minimum annual income eligibility requirement. Check 'n Go Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

Does Check 'n Go Payday Loans run credit checks?

No, Check 'n Go Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Check 'n Go Payday Loans?

Check 'n Go Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   7755 Montgomery Rd
    Suite 400
    Cincinnati, OH 45236
  •   Visit Site

About Check 'n Go Payday Loans

Message From Our Editor

What we love about Check 'n Go loans

Check 'n Go's is a fast and reliable source of credit and has as a wide selection of products. Borrowers with poor credit can qualify and it has an easy application process.

What could Check 'n Go loans do better?

The fees and interest rates for Check 'n Go loans are very high and their loan products are not available in all states. Loan amounts are also low, so this is not a great option if you need more than $5,000.

Check 'n Go backstory

Founded in 1994, Check 'n Go has one purpose in mind: "provide financial solutions to the problems ignored by 'traditional' lenders, such as banks." Check `n Go was founded to serve the money needs of people wh are underbanked. It opened its first payday loan store in Covington, Kentucky in 1994. Since then, they have grown to be an industry leader with nearly 1,000 stores in the U.S. 

The Verdict

Check ’n Go offers paydays and installment loans for borrowers with financial emergencies. If you qualify, you can get access to money fast, but the interest rates and fees are very high. These loans are best avoided unless it's a real emergency. In such a case, it's a convenient source of fast cash that you can apply for online or at one of their many brick-and-mortar stores.

Availability

  Available in 18 states
  • Alabama
  • California
  • Florida
  • Hawaii
  • Illinois
  • Indiana
  • Kansas
  • Maine
  • Michigan
  • Mississippi
  • Missouri
  • Nevada
  • North Dakota
  • Ohio
  • Oklahoma
  • South Dakota
  • Texas
  • Utah

Feature Breakdown

Loan Fee $25 - $134.07
Credit Score Range 300 - 650
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Funding Time Range 1 - 3 days
No Credit Check  
Direct Deposit  
Instant Decision  
Online Application  
APR 456.25% - 1,520.83%
Loan Term Up to 31 days
Loan Amount $100 - $865

Check 'n Go Payday Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-15%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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