Skip to content
SuperMoney logo
SuperMoney logo
Is Checkmate Payday Loans the right fit for you?
Visit Site
Cash Advances
Payday Loans
1 more
Last Updated: 11/28/2025

Checkmate Payday Loans

from Checkmate

Last Updated: 11/28/2025
Checkmate Payday Loans logo
Visit Site
Strongly not recommended9 total votes
2 users recommend
7 users don't recommend
Cast Your Vote icon
Cast Your Vote

Get Competing Cash Advance Offers

Compare cash advance offers from multiple vetted lenders.

Compare cash advance offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

Quick, easy, and won’t hurt your credit.

Highlights icon

Highlights

Community Rating

Strongly not recommended

Key Takeaway 3

N/A

Amount Range

$50 - $1,000

Fee

$16 - $160

Minimum Monthly Income

N/A

Number of Reviews

9
Speech bubbles icon

Checkmate Payday Loans Review

Checkmate Payday Loans is offered by Checkmate, a direct lender founded in 1989 and based in Phoenix, AZ. Checkmate Payday Loans are available in 5 states.

Checkmate Payday Loans FAQ

What rates and fees does Checkmate Payday Loans charge?

Checkmate Payday Loans offers advances with fees ranging from $16 to $160. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 165.12% to 912.5%.

How much cash can you access from Checkmate Payday Loans?

Advances start at $50 and go up to $1,000 depending on how much you qualify for.

What do you need to qualify for Checkmate Payday Loans?

Checkmate Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.

Does Checkmate Payday Loans run credit checks?

No, Checkmate Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion).

What is the estimated funding time for a cash advance via Checkmate Payday Loans?

Checkmate Payday Loans will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.

Is Checkmate a legit company?

Checkmate was founded in 1989, it is a well-established company that has been in business for 37 years. Checkmate Payday Loans is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

P.O. Box 45208
Phoenix, AZ 85016
(866) 722-2274
Visit Site
Email Support

Other Services by Checkmate

SuperMoney Net Recommendation Score

SuperMoney users don't recommend this product, giving it a user recommendation score of -56, or 1.9 on a 5-point rating scale.

-56

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Checkmate Payday Loans Community Reviews

Would you recommend Checkmate Payday Loans to your friends?

U

Anonymous

Nov 28, 2025

May or may not recommend

You helped me with what I needed to do fast
JL

John L.

Mar 27, 2022

May or may not recommend

I took out a loan and consider it a horrible experience. I will never use this company ever again. Please use any other company but this one.
RC

Ronald C.

Aug 26, 2020

May or may not recommend

It was shit, you get harassed if you are 5$ past due. I had a csr in collections working from home, n of course on a recording they say we understand about the covid situation but they don't. They were fortunate for covid because it pumped up their business, n now they harass me over a few buck althoygh I've let them know I will pay interest and all, but ...Show More
RH

Roxann H.

Mar 20, 2020

May or may not recommend

Absolutely the worst company ever. During Covid-19 the refusal to shut down or excuse vulnerable employees was not acceptable. They need to stay open because they are a banking Company. Just as greedy as a bank no doubt. Shut down, you'll probably get more $ from the government from hardship due to closing. Which you can, SHUT DOWN, JUST TO KEEP YOUR EMPLOYEES SAFE. Your CEO Ms. Robertson sends out ...Show More
KB

Kimberly B.

Feb 1, 2020

May or may not recommend

Companies like this Prey on people that below Poverty, have no choice when an Emergency comes up you are paying 25% interest. I made 3 different payments in 1/2020 yet when I pay off my balance has tripled. I only use in Emergency won't do this anymore. SLEAZY Company that PREYS on the poor of poorest.
U

Anonymous

Feb 23, 2019

May or may not recommend

they told my boyfriend he had to sign the check in front of them ?? so since he signed it at home, he couldnt cash it there ? never heard that bs rule before. these people come up with the dumbest excuses to not cash your check. waste of a business.
U

Anonymous

Aug 4, 2018

May or may not recommend

Helpful when you're in a quick bind but restricted because of regulations from the state.
U

Anonymous

Jan 29, 2016

May or may not recommend

this was the worst place ive ever been. had me wait for 40 mins to tell me they cant cash my check. i am signing only to write this review. if you could give a zero star rating i would because 1 star is far too generous for these clowns. They called my company verified amount verified id made phone calls to the mgr. ask me to wait while they ...Show More
U

Anonymous

May 16, 2015

May or may not recommend

Very quick process, to get emergency funds that are needed. Customer service rep was very friendly and very professional.It was fast easy and I had my answer in 2 minutes! Great way to get cash fast.

Showing 9 of 9 reviews

8 other reviews that are currently hidden

You might also like