Great Plains Lending is a direct lender based in Red Rock, OK. It was founded in 2011 and offers access to payday loans in 50 states (and Washington, DC).
These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 118.76% to 448.76%.
Loan amounts start at $100 and go up to $3,000.
Applicants with a credit score of at least 300 can apply for a loan via Great Plains Lending.
Great Plains Lending will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Great Plains Lending. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
Great Plains Lending will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.
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