Where does Great Plains Lending do business?

Great Plains Lending is a direct lender based in Red Rock, OK. It was founded in 2011 and offers access to payday loans in 50 states (and Washington, DC).

What loan fees does Great Plains Lending charge and what are the equivalent APRs?

These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 118.76% to 448.76%.

How much can you borrow from Great Plains Lending?

Loan amounts start at $100 and go up to $3,000.  

What do you need to qualify for a loan with Great Plains Lending?

Applicants with a credit score of at least 300 can apply for a loan via Great Plains Lending.

Great Plains Lending will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Great Plains Lending. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Great Plains Lending?

Great Plains Lending will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

  • Institution Type
    Direct Lender
  • Credit Score Range
    300 - 640
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Funding Time Range (in days)
    1 - 3
  • Loan Amount
    $100 - $3000
  • APR
    118.76% - 448.76%
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