SuperMoney
  Alltru Credit Union Blue Forward Credit Building Visa
Alltru Credit Union Blue Forward Credit Building Visa Unaffiliated

Alltru Credit Union Blue Forward Credit Building Visa

Unaffiliated
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
Explore a similar product
Try this top product in Credit Cards.
Upgrade Triple Cash Rewards Card
Upgrade Triple Cash Rewards Card 21 reviews
Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 350 - 600
Annual Fee N/A

Alltru Credit Union Blue Forward Credit Building Visa Review

This is a credit card issued by Alltru Credit Union. If you're wondering whether Alltru Credit Union Blue Forward Credit Building Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Alltru Credit Union Blue Forward Credit Building Visa has a variable purchase APR of 15.99%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Alltru Credit Union Blue Forward Credit Building Visa
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Considers applicants who don't have a credit history.
  • Alltru Credit Union Blue Forward Credit Building Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Alltru Credit Union Blue Forward Credit Building Visa FAQ

Does Alltru Credit Union Blue Forward Credit Building Visa have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Alltru Credit Union Blue Forward Credit Building Visa benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Alltru Credit Union Blue Forward Credit Building Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Alltru Credit Union Blue Forward Credit Building Visa has a variable purchase APR of 15.99%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Alltru Credit Union Blue Forward Credit Building Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Alltru Credit Union Blue Forward Credit Building Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Alltru Credit Union Blue Forward Credit Building Visa?

The following fees apply:

Alltru Credit Union Blue Forward Credit Building Visa Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $27
Late Payment Fee up to $18

Does Alltru Credit Union Blue Forward Credit Building Visa have a foreign transaction fee?

Alltru Credit Union Blue Forward Credit Building Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Alltru Credit Union Blue Forward Credit Building Visa?

The support contact email for Alltru Credit Union Blue Forward Credit Building Visa is contactus@alltrucu.org.

What is the Alltru Credit Union Blue Forward Credit Building Visa login page?

You can access the Alltru Credit Union Blue Forward Credit Building Visa login page here.

How do people rate the customer service and user experience of Alltru Credit Union Blue Forward Credit Building Visa?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Alltru Credit Union Blue Forward Credit Building Visa report your account activity to credit bureaus?

Yes, Alltru Credit Union Blue Forward Credit Building Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Alltru Credit Union Blue Forward Credit Building Visa

  • Visit the Alltru Credit Union Blue Forward Credit Building Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About Alltru Credit Union Blue Forward Credit Building Visa

Icon for Credit Cards
View all credit cards offered by Alltru Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 2%
Minimum Cash Advance Fee ($) $10.00 - $25.00
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $27
Late Fee Amount Up to $18
Credit History Not Required
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 350 - 600
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Identity Theft Protection
Rewards Type No Rewards
Balance Computation average daily balance (including new purchases).
Penalty APR (Variable APR) 18%
Purchase APR (Variable APR) 15.99%
Card Type
  • Low Interest
  • Bad Credit
Card Network Visa

Alltru Credit Union Blue Forward Credit Building Visa Community Reviews

 

Would you recommend Alltru Credit Union Blue Forward Credit Building Visa to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Alltru Credit Union Credit Cards

Loading...