American Airlines Federal Credit Union was founded in 1936 by a small group of American Airlines employees who shared the goal of creating a member-owned, cooperative financial institution where employees could help one another. We've been a part of the airline industry for more than eight decades, firmly focused on what works best for our member-owners. American Airlines Credit Union is continually growing, with a net worth of more than $761.1 million and assets surpassing $8.5 billion. American Airlines Credit Union always has an eye on the future. We're constantly exploring new technologies to make the Credit Union experience easier without forgetting the personal connection that has been a huge part of our longevity. For more than three quarters of a century, we've helped out more than 313,000 member-owners make informed financial decisions and we look forward to serving them and their families for generations to come.
Because American Airlines Credit Union is a not-for-profit organization, our loan rates are generally lower than those offered by conventional, for-profit financial institutions. Whether they are looking for loans for mortgages, vehicles, vacations or educational needs, our members enjoy extremely favorable terms. We're also able to pay higher dividends on deposits and charge lower fees.