Amtrak Guest Rewards® World Mastercard®
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Chime secured Credit Builder Visa® Credit Card
12 reviews
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 16.49% - 24.49% |
| Balance Transfer APR (Variable APR) | 16.49% - 24.49% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $79 |
Amtrak Guest Rewards® World Mastercard® Review
This is a rewards credit card issued by Bank of America. If you're wondering whether Amtrak Guest Rewards® World Mastercard® is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- Signup bonus. Offers a signup bonus of 20000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Amtrak Guest Rewards® World Mastercard® has a variable purchase APR that ranges from 16.49% up to 24.49%.
- 3% Balance transfer fee. Amtrak Guest Rewards® World Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Amtrak Guest Rewards® World Mastercard®
| The Good | The Bad |
|---|---|
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Amtrak Guest Rewards® World Mastercard® FAQ
Does Amtrak Guest Rewards® World Mastercard® have a cash back or rewards program?
Amtrak Guest Rewards® World Mastercard® is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 3x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 20000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Amtrak Guest Rewards® World Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Amtrak Guest Rewards® World Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Amtrak Guest Rewards® World Mastercard® benefits?
It provides the following benefits:
- Free Credit Score
- Extended Warranty Protection
- Zero fraud liability
- No blackout dates when redeeming miles
What are the relevant APRs for Amtrak Guest Rewards® World Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Amtrak Guest Rewards® World Mastercard® has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%. It also has a variable cash advance APR that ranges from 19.49% up to 27.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Amtrak Guest Rewards® World Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Amtrak Guest Rewards® World Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Amtrak Guest Rewards® World Mastercard®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $79 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $40 |
Does Amtrak Guest Rewards® World Mastercard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Amtrak Guest Rewards® World Mastercard®?
The Amtrak Guest Rewards® World Mastercard® customer service number is (800) 932-2775.
What is the support contact email for Amtrak Guest Rewards® World Mastercard®?
The support contact email for Amtrak Guest Rewards® World Mastercard® is customerservicealert@bankofamerica.com.
What is the Amtrak Guest Rewards® World Mastercard® login page?
You can access the Amtrak Guest Rewards® World Mastercard® login page here.
How do people rate the customer service and user experience of Amtrak Guest Rewards® World Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for Amtrak Guest Rewards® World Mastercard®
- Visit the Amtrak Guest Rewards® World Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
100 North Tryon Street
Charlotte, NC 28255 USA - (800) 932-2775
- Visit Site
- Email Support
Other Services by Bank of America
View all credit cards offered by Bank of America
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $79 |
| Minimum Interest Charge | $1.50 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $29 |
| Late Fee Amount | Up to $40 |
Amtrak Guest Rewards® World Mastercard® Community Reviews
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