Amtrak Guest Rewards® World Mastercard® Review

Amtrak Guest Rewards® World Mastercard® is a rewards credit card issued by Bank of America. If you're wondering whether Amtrak Guest Rewards® World Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of 3 points per dollar spent.
• Signup bonus. Offers a signup bonus of 20000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Amtrak Guest Rewards® World Mastercard® has a variable purchase APR that ranges from 16.49% up to 24.49%.
• 3% Balance transfer fee. Amtrak Guest Rewards® World Mastercard® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, purchase protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Amtrak Guest Rewards® World Mastercard® Pros and Cons:

Is there a Amtrak Guest Rewards® World Mastercard® cash back or rewards program?

Amtrak Guest Rewards® World Mastercard® offers a rewards program to its customers.

What are the Amtrak Guest Rewards® World Mastercard® benefits?

Amtrak Guest Rewards® World Mastercard® provides the following benefits:

• Free Credit Score
• Extended Warranty Protection
• Zero fraud liability
• No blackout dates when redeeming miles
• ID Theft Protection

What are the relevant APRs for Amtrak Guest Rewards® World Mastercard®?

Amtrak Guest Rewards® World Mastercard® has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%. It also has a variable cash advance APR that ranges from 19.49% up to 27.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Amtrak Guest Rewards® World Mastercard®?

The following fees apply to Amtrak Guest Rewards® World Mastercard®:

How to apply for Amtrak Guest Rewards® World Mastercard®

• Visit the Amtrak Guest Rewards® World Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.