Amtrak Guest Rewards® World Mastercard®
in Personal Credit Cards from Bank of America
Not enough votes for recommendation
Cast your vote
Would you recommend Amtrak Guest Rewards® World Mastercard® to your friends?
| Annual Fee | $79 |
| Purchase APR (Variable APR) | 16.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 16.99% - 24.99% |
| Credit Score Range | 700 - 850 |
Amtrak Guest Rewards® World Mastercard® Review
Amtrak Guest Rewards® World Mastercard® is a rewards credit card issued by Bank of America.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Amtrak Guest Rewards® World Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.
| The Good | The Bad |
|---|---|
|
|
|
Is there a Amtrak Guest Rewards® World Mastercard® cash back or rewards program?
Amtrak Guest Rewards® World Mastercard® offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 40000 |
| Signup Bonus Spend Requirement | $2500 |
| Signup Bonus Spend Period (months) | 3 months |
Does Amtrak Guest Rewards® World Mastercard® have a signup bonus?
Amtrak Guest Rewards® World Mastercard® doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $2500 that can be redeemed for travel, gifts, or other perks.Does Amtrak Guest Rewards® World Mastercard® offer an annual loyalty bonus?
Amtrak Guest Rewards® World Mastercard® doesn't offer a cash loyalty bonus.What are the Amtrak Guest Rewards® World Mastercard® benefits?
Amtrak Guest Rewards® World Mastercard® provides the following benefits:
- Free Credit Score
- Extended Warranty Protection
- Zero fraud liability
- No blackout dates when redeeming miles
- ID Theft Protection
What are the relevant APRs for Amtrak Guest Rewards® World Mastercard®?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.Amtrak Guest Rewards® World Mastercard® has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%. It also has a variable cash advance APR that ranges from 19.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Amtrak Guest Rewards® World Mastercard® have an introductory APR offer?
No, Amtrak Guest Rewards® World Mastercard® does not come with an introductory APR offer for balance transfers. Amtrak Guest Rewards® World Mastercard® does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | 16.99% - 24.99% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 16.99% - 24.99% |
| Credit Limit | N/A |
| Penalty APR | 29.99% |
| Cash Advance APR | 19.99% - 26.99% |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Amtrak Guest Rewards® World Mastercard® fees?
The following fees apply to Amtrak Guest Rewards® World Mastercard®:
| Fees | Amount |
|---|---|
| Annual Fee | $79 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $28 |
| Late Payment Fee | $39 |
Does Amtrak Guest Rewards® World Mastercard® have a foreign transaction fee?
Amtrak Guest Rewards® World Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.How to apply for Amtrak Guest Rewards® World Mastercard®
- Visit the Amtrak Guest Rewards® World Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
100 North Tryon Street
#170
Charlotte, NC 28255 - Visit Site
Other Services by Bank of America
View all personal credit cards offered by Bank of America
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn 1 point for each $1 spent on all other purchases |
Be the first to rate
Would you recommend Amtrak Guest Rewards® World Mastercard® to your friends?
Other Personal Credit Cards
Bank of America Personal Credit Cards
BankAmericard Travel Rewards Credit Card
5 total votes
Annual Fee
$0
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
15.24% - 25.24%
(Variable APR)
Balance Transfer APR
15.24% - 25.24%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
17.99% - 24.99%
(Variable APR)
Balance Transfer APR
17.99% - 24.99%
(Variable APR)
Credit Score Range
690 - 850
Annual Fee
$75
Purchase APR
17.99% - 25.99%
(Variable APR)
Balance Transfer APR
17.99% - 25.99%
(Variable APR)
Credit Score Range
640 - 850
Annual Fee
$59
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$89
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$75
Purchase APR
16.99% - 24.99%
(Fixed APR)
Balance Transfer APR
16.99% - 24.99%
(Fixed APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
660 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
660 - 850
Annual Fee
$90
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$99
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$59
Purchase APR
16.99% - 24.99%
(Variable APR)
Balance Transfer APR
16.99% - 24.99%
(Variable APR)
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
24.99%
Balance Transfer APR
24.99%
Credit Score Range
300 - 850
Browse Personal Credit Cards
- Advancial Federal Credit Union Dinero Visa
- BB&T Bright Visa Card
- BB&T Spectrum Travel Rewards Credit Card
- CareCredit
- Disabled American Veterans USAA Rewards™ Visa Signature® Card
- GapCard Visa Credit Card
- JC Penney Credit Card
- Lane Bryant Credit Card
- PNC Core Visa Credit Card
- Southwest Rapid Rewards Premier Card
- Surge Mastercard®
- Zales Credit Card
