Arhaus Credit Card

Arhaus Credit Card

in Personal Credit Cards from Comenity


Arhaus Credit Card


in Personal Credit Cards from Comenity

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Arhaus Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Purchase APR  (Variable APR) 0% - 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 840
Annual Fee $0

Arhaus Credit Card Review

Arhaus Credit Card is a store credit card issued by Comenity. If you're wondering whether Arhaus Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 48 months.
  • Signup bonus. Offers a signup bonus of $100 if you spend $1500.
  • Competitive APRs. Arhaus Credit Card has a variable purchase APR that ranges from 0% up to 29.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Arhaus Credit Card Pros & Cons
The Good The Bad
  • Earn $100 back in rewards dollars for every $1,500 spent in qualifying purchases on your Arhaus Archarge Credit Card.
  • Enjoy 6 month special financing
  • No annual fee.
  • Lower than average purchase APRs.
  • 0% APR on new purchases during the first 48 months.
  • No annual fee.
  • Arhaus Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
Arhaus Credit Card FAQ

Is there a Arhaus Credit Card cash back or rewards program?

No, Arhaus Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

  • Retail

What are the Arhaus Credit Card benefits?

Arhaus Credit Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Arhaus Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Arhaus Credit Card has lower than average purchase APRs.

Arhaus Credit Card has a variable purchase APR that ranges from 0% up to 29.99%.

Does Arhaus Credit Card have an introductory APR offer on balance transfers?

No, Arhaus Credit Card does not come with an introductory APR offer for balance transfers.

Does Arhaus Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0.99% on qualified purchases for a period of up to 48 months.

Arhaus Credit Card Purchase Intro Offer
Introductory Rate 0.99%
Purchase Intro APR Period (months) 48

What are the fees for Arhaus Credit Card?

The following fees apply to Arhaus Credit Card:

Arhaus Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $38
Late Payment Fee $38

Does Arhaus Credit Card report your account activity to credit bureaus?

Arhaus Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Arhaus Credit Card

  • Visit the Arhaus Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020
  •   Visit Site

About Arhaus Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Comenity


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Plan Options: Minimum Purchase Interest 6 months $399 No interest if paid in full within 6 months* 12 months $2500 No interest if paid in full within 12 months* Revolving No Minimum 29.99% (Standard Variable APR)
Introductory Rate 0.99%
Purchase Intro APR Period (Variable APR) 48 months
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Minimum Interest Charge $2
Returned Payment Fee $38
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 840
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits Fraud Liability
Rewards Categories Retail
Signup Bonus $100
Balance Computation Daily Balance
Purchase APR (Variable APR) 0% - 29.99%

Be the first to rate


Would you recommend Arhaus Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)



-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards

First Progress Platinum Select Mastercard® Secured Credit Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

3 Reviews

Comenity Personal Credit Cards