Arhaus Credit Card is a
store
credit card
issued by Comenity.
If you're wondering whether Arhaus Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 48 months.
Signup bonus. Offers a signup bonus of $100 if you spend $1500.
Competitive APRs. Arhaus Credit Card has a
variable
purchase APR of up to 29.99%.
Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good
The Bad
Earn $100 back in rewards dollars
for every $1,500 spent in qualifying purchases on your Arhaus Archarge Credit Card.
Enjoy 6 month special financing
No annual fee.
Lower than average purchase APRs.
0% APR on new purchases during the first 48 months.
No annual fee.
Arhaus Credit Card reports to multiple credit bureaus.
High interest rates.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not include many credit card rewards.
Is there a Arhaus Credit Card cash back or rewards program?
No, Arhaus Credit Card does not offer a rewards program.
This card features rewards for purchases in the following categories:
Retail
What are the Arhaus Credit Card benefits?
Arhaus Credit Card provides the following benefits:
Zero fraud liability
Reports to major credit bureaus
What are the relevant APRs for Arhaus Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.
Arhaus Credit Card has lower than average purchase APRs.
Arhaus Credit Card has a
variable
purchase APR
that ranges from
0%
up to 29.99%.
Does Arhaus Credit Card have an introductory APR offer on balance transfers??
No, Arhaus Credit Card does not come with an introductory APR offer for balance transfers.
Does Arhaus Credit Card have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0.99% on qualified purchases
for a period of up to 48 months.
What are the Arhaus Credit Card fees?
The following fees apply to Arhaus Credit Card:
Arhaus Credit Card Fees
Fees
Amount
Annual Fee
$0
Returned Payment Fee
$38
Late Payment Fee
$38
Does Arhaus Credit Card report your account activity to credit bureaus?
Arhaus Credit Card reports your account activity to the following credit reporting agencies:
Equifax
Experian
Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Arhaus Credit Card
Visit the Arhaus Credit Card website.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.
If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
12921 South Vista Station Boulevard Salt Lake County Draper, UT 84020
Plan Options:
Minimum Purchase Interest
6 months $399 No interest if paid in full within 6 months*
12 months $2500 No interest if paid in full within 12 months*
Revolving No Minimum 29.99% (Standard Variable APR)
Introductory Rate
0.99%
Purchase Intro APR Period (Variable APR)
48 months
No Annual Fee
Annual Fee
$0
No Interest Grace Period for Late Payment
23 days
Minimum Interest Charge
$2
Returned Payment Fee
$38
Late Fee Amount
$38
Customer Type
Personal
Minimum Age
18
Military Status
Active Duty Military
Military Dependent
Non-Military
Veterans
Employment Statuses Considered
Employed Full-Time
Employed Part-Time
Other
Retired
Self-Employed
Immigration Status Considered
U.S. Citizen
U.S. Permanent Resident
Credit Score Range
650 - 840
Card Type
Store Card
Card Network
Other
Credit Bureau Reporting
Equifax
Experian
TransUnion
Fraud Liability
Credit Card Benefits
Fraud Liability
Rewards Categories
Retail
Signup Bonus
$100
Balance Computation
Daily Balance
Purchase APR (Variable APR)
0% - 29.99%
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Would you recommend Arhaus Credit Card to your friends?
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Starting
Balance Transfer APR 27.49%Starting Variable APR
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Starting
Balance Transfer APR 28.24%Starting Variable APR
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Starting
Balance Transfer APR 26.49%Starting Variable APR
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Maximum
Balance Transfer APR 28.24%Maximum Variable APR
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Starting
Balance Transfer APR 26.99%Starting Variable APR