Arhaus Credit Card Review

Arhaus Credit Card is a store credit card issued by Comenity. If you're wondering whether Arhaus Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 48 months.
• Signup bonus. Offers a signup bonus of $100 if you spend $1500.
• Competitive APRs. Arhaus Credit Card has a variable purchase APR that ranges from 0% up to 29.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

The Good	The Bad
Earn $100 back in rewards dollars for every $1,500 spent in qualifying purchases on your Arhaus Archarge Credit Card. Enjoy 6 month special financing No annual fee. Lower than average purchase APRs. 0% APR on new purchases during the first 48 months. No annual fee. Arhaus Credit Card reports to multiple credit bureaus.	High interest rates. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Is there a Arhaus Credit Card cash back or rewards program?

No, Arhaus Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

• Retail

What are the Arhaus Credit Card benefits?

Arhaus Credit Card provides the following benefits:

• Reports to major credit bureaus

What are the relevant APRs for Arhaus Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Arhaus Credit Card has lower than average purchase APRs.

Arhaus Credit Card has a variable purchase APR that ranges from 0% up to 29.99%.

What are the fees for Arhaus Credit Card?

The following fees apply to Arhaus Credit Card:

Arhaus Credit Card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	$38
Late Payment Fee	$38

Does Arhaus Credit Card report your account activity to credit bureaus?

Yes, Arhaus Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arhaus Credit Card

• Visit the Arhaus Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.