Belk Elite Rewards Credit Card
in Personal Credit Cards
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Overview
Who is this credit card designed for?
Belk Elite Rewards Credit Card is a store credit card issued by Synchrony Bank, which is based in Draper, UT.
Belk Elite Rewards Credit Card is designed for people with a credit score of 650 to 840. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.
What are the relevant APRs?
Belk Elite Rewards Credit Card has a variable purchase APR of 25.49%.
It also has a variable cash advance APR of 29.99%.
Is an introductory APR offer available?
No, Belk Elite Rewards Credit Card does not come with an introductory APR offer for balance transfers.
Belk Elite Rewards Credit Card does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Belk Elite Rewards Credit Card:
- A late payment penalty of $38.
- A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
Is a rewards program offered?
Belk Elite Rewards Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Every Purchase
- Gas
- Groceries
- Retail
Is a signup bonus offered?
Yes, Belk Elite Rewards Credit Card offers card users a signup bonus worth up to $10 after spending $10. However, it does include a 1000 points signup bonus after spending $10 that can be redeemed for travel, gifts, or other perks.
Is an annual loyalty bonus offered?
Belk Elite Rewards Credit Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Belk Elite Rewards Credit Card provides the following benefits:
Contact
- Headquarters
-
170 West Election Road, Suite 125
Draper, UT 84020 USA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 23 |
| Late Payment Penalty | $38 |
| Minimum Interest Charge | $1 |
| Cash Advance Fee ($) | Starting at $10 |
| Cash Advance Fee (%) | 29.99% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
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