Belk Elite Rewards MasterCard
in Personal Credit Cards from Synchrony Bank
Cast your vote
Would you recommend Belk Elite Rewards MasterCard to your friends?
| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 25.49% |
Belk Elite Rewards MasterCard Review
If you're wondering whether Belk Elite Rewards MasterCard is the right card for you, read on. This is everything you need to know to make a good choice.- Signup bonus. Offers a signup bonus of $10 if you spend $1.
- Signup bonus. Offers a signup bonus of 1000 points after spending $1 that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.49%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
| The Good | The Bad |
|---|---|
|
|
Is there a Belk Elite Rewards MasterCard cash back or rewards program?
Belk Elite Rewards MasterCard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Belk Elite Rewards MasterCard you receive 5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $50 back in cash.
| Rewards rate (all purchases) | 5% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $10 |
| Signup Bonus (Points/Miles) | 1000 |
| Signup Bonus Spend Requirement | $1 |
Does Belk Elite Rewards MasterCard have a signup bonus?
Yes, Belk Elite Rewards MasterCard offers card users a signup bonus worth up to $10 after spending $1. However, it does include a 1000 points signup bonus after spending $1 that can be redeemed for travel, gifts, or other perks.
Does Belk Elite Rewards MasterCard offer an annual loyalty bonus?
Belk Elite Rewards MasterCard doesn't offer a cash loyalty bonus.What are the Belk Elite Rewards MasterCard benefits?
Belk Elite Rewards MasterCard provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Belk Elite Rewards MasterCard?
Belk Elite Rewards MasterCard is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.What are the Belk Elite Rewards MasterCard fees?
The following fees apply to Belk Elite Rewards MasterCard:
| Fees | Amount |
|---|---|
| Annual Fee | up to $0 |
| Foreign Transaction Fee | 3% |
| Late Payment Fee | $38 |
Does Belk Elite Rewards MasterCard have a foreign transaction fee?
Belk Elite Rewards MasterCard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Belk Elite Rewards MasterCard report your account activity to credit bureaus?
Belk Elite Rewards MasterCard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Belk Elite Rewards MasterCard
- Visit the Belk Elite Rewards MasterCard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
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Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
View all personal credit cards offered by Synchrony Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 23 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | 29.99% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $1 |
| Late Fee Amount | $38 |
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Balance Transfer APR
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Annual Fee
N/A
Maximum
Purchase APR
29.99%
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N/A
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29.99%
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29.99%
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29.99%
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29.99%
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Annual Fee
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29.99%
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N/A
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650 - 850
Annual Fee
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29.99%
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650 - 850
Annual Fee
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29.99%
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650 - 850
Annual Fee
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29.99%
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26.99%
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N/A
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Annual Fee
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Annual Fee
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29.99%
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N/A
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Annual Fee
N/A
Maximum
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29.99%
Balance Transfer APR
N/A
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Annual Fee
N/A
Maximum
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29.99%
Balance Transfer APR
N/A
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650 - 850
Annual Fee
$0
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29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
28.24%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
27.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Purchase APR
19.49% - 25.49%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Maximum
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
19.49% - 25.49%
(Variable APR)
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