B&H payboo Credit Card

B&H payboo Credit Card Review

This is a store card issued by Synchrony Bank. If you're wondering whether B&H payboo Credit Card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of B&H payboo Credit Card

The Good

The Bad

You pay the tax, we pay you back instantly. B&H Payboo Card tax-equivalent loyalty reward offer is valid on all NYC SuperStore purchases and online and by-phone orders based on customer’s ship-to address, and subject to state eligibility (check here). Entire purchase must be made with the B&H Payboo Card to qualify for this offer. If a portion of the purchase is paid for with another form of payment (e.g., cash, another credit card, or a gift card), it will not be eligible for this offer. No annual fee. Instant Credit Decision - use your new card right away if you're approved. No annual fee. B&H payboo Credit Card reports to multiple credit bureaus.

High interest rates. Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

B&H payboo Credit Card FAQ

Does B&H payboo Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for B&H payboo Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

B&H payboo Credit Card has a variable purchase APR of 29.99%.

What are the fees for B&H payboo Credit Card?

The following fees apply:

B&H payboo Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	$
Late Payment Fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does B&H payboo Credit Card report your account activity to credit bureaus?

Yes, B&H payboo Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for B&H payboo Credit Card

• Visit the B&H payboo Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.