Blue Nile Credit Card
in Personal Credit Cards from Comenity
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Would you recommend Blue Nile Credit Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 29.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
Blue Nile Credit Card Review
Blue Nile Credit Card is a store credit card issued by Comenity.
This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether Blue Nile Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Blue Nile Credit Card cash back or rewards program?
No, Blue Nile Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:
- Retail
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
What are the relevant APRs for Blue Nile Credit Card?
Blue Nile Credit Card has a variable purchase APR of 29.99%.
Does Blue Nile Credit Card have an introductory APR offer?
Yes, Blue Nile Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 6 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.
| Purchase APR | 29.99% |
What are the Blue Nile Credit Card fees?
The following fees apply to Blue Nile Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | $38 |
Does Blue Nile Credit Card report your account activity to credit bureaus?
Blue Nile Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Blue Nile Credit Card
- Visit the Comenity website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
PO Box 182273
Columbus, OH 43218 USA - (800) 303-1368
- Visit Site
About Blue Nile Credit Card
View all personal credit cards offered by Comenity
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| No Annual Fee | |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
| Cash Advance Fee (%) | 29.99% |
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Would you recommend Blue Nile Credit Card to your friends?
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Purchase APR
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600 - 850
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Maximum
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27.24%
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29.24%
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28.24%
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29.24%
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29.24%
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27.24%
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26.74%
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29.99%
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18.24% - 27.24%
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29.24%
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$0
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