Cabela's Club Mastercard

Cabela's Club Mastercard Review

This is a rewards card issued by Capital One. If you're wondering whether Cabela's credit card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 20 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Cabela's Club Mastercard has a variable purchase APR that ranges from 15.24% up to 26.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Cabela's Club Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Cabela's credit card

The Good

The Bad

Receive $20 in CLUB Points upon approval. Redeemable with a purchase on your CLUB card.* Earn an extra $20 in CLUB Points after 2 Bass Pro Shops or Cabela's purchases within 60 days of account approval. Earn $20 in CLUB Points after 3 purchases everywhere else Mastercard® is accepted within 60 days of account approval. Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty and price protection on purchases. Free access to your credit score. Identity Theft Protection. Cardholders can earn rewards on their purchases. Cabela's Club Mastercard reports to multiple credit bureaus.

You need good credit to qualify. Charges a 3% balance transfer fee.

Cabela's credit card FAQ

Does Cabela's credit card have a cash back or rewards program?

Cabela's credit card is a rewards card.

Cabela's credit card Rewards

Minimum rewards rate	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	20

What are the Cabela's credit card benefits?

It provides the following benefits:

• Free Credit Score
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Reports to major credit bureaus

What are the relevant APRs for Cabela's credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Cabela's Club Mastercard has a variable purchase APR that ranges from 15.24% up to 26.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 26.99%. It also has a variable cash advance APR of 26.99% .

What are the fees for Cabela's credit card?

The following fees apply:

Cabela's credit card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Cabela's Club Mastercard report your account activity to credit bureaus?

Yes, Cabela's Club Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Cabela's credit card

• Visit the Cabela's credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.