Features

Who Is QuicksilverOne From Capital One For?

QuicksilverOne From Capital One is a cash back rewards card for people with average credit who still need to build their credit. Those with excellent credit can apply for prime cards, such as Quicksilver From Capital One, which include a signup bonus and lower rates. That's not to say the QuicksilverOne card is a bad card. On the contrary, it's ideal for people who want a decent cash back card, have a small credit balance to repay, and need to improve their credit score.

What Are the Rates for QuicksilverOne From Capital One?

The rate is set at 24.99% APR for purchases, cash advances and balance transfers. There is no penalty rate so rates don't change when cardholders are late in their payments. There is a penalty fee to consider though.

What Are the Fees for QuicksilverOne From Capital One?

QuicksilverOne From Capital One has a $39 annual fee and a $10 or 3% cash advance fee. The $39 annual fee may be a hard pill to swallow for many, but the rewards program is generous enough to justify it.

What Is the Rewards Program Like for QuicksilverOne From Capital One?

The rewards program is a straightforward cash back program. Cardholders get 1.5% cash back on every purchase they make. No revolving categories, bonus points, preferred merchants or other gimmicks, just plain 1.5% cash back. Cardholders need to spend $220 a month to break even on the annual fee, but anything over is money in their pockets. Spend $1,000 a month, and you will get $180 in cash back every year.

What about the Signup Bonus for QuicksilverOne From Capital One?

There isn't a signup bonus. If you have excellent credit, you can apply for Quicksilver From Capital One, which does come with a $100 signup bonus.

Any Other Benefits for QuicksilverOne From Capital One?

As with other Capital One cards, the QuicksilverOne includes fraud protection, free and unlimited access to credit scores and security and account alerts. The card also provides auto rental insurance, extended warranty, travel accident insurance, 24/7 roadside assistance, and price protection on purchases made with the card.

How Is QuicksilverOne From Capital One Better Than Other Credit Cards?

QuicksilverOne From Capital One provides a generous cash back rewards rate that people with just average credit can qualify for. In other words, it manages to be a decent cash-back card and credit building card, while still remaining accessible to those with less than great credit.

  • Credit Score Range
    640 - 700
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Customer Type
    Personal
  • Annual Fee
    $39
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $35
  • Card Type
    • Cash Back
    • Rewards
  • Card Network
    Mastercard
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Travel Insurance
  • Cashback
  • Balance Computation
    average daily balance
  • Purchases APR (variable)
    Starting at 24.99%
  • Balance Transfer APR (variable)
    Starting at 24.99%
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